Essent Group Ltd. ESNT

Q2 FY2026 · ended Jun 30, 2026 · Revenue $362.69M, +13.6% YoY · Filed Aug 7, 2026

Essent Group Ltd. (ESNT) files with the SEC under industry code 6351, Surety Insurance. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $362.7 million and net income of $189.7 million. Free cash flow was $196.1 million.

Revenue
$362.69M
+13.6% vs year-ago quarter
Net income
$189.71M
-2.9% vs year-ago quarter
Operating cash flow
$197.09M
+4.0% vs year-ago quarter
Free cash flow
$196.12M
+3.9% vs year-ago quarter
EPS
$2.08
+7.8% vs year-ago quarter
Dividend per share
$0.35
+12.9% vs year-ago quarter
Shares outstanding
89.88M
-8.8% vs year-ago quarter
Net cash
$6.19B
Q4 FY2025
Operating margin
—

Company profile

Industry
Surety Insurance (SIC 6351)
Listed as
ESNT (NYSE)
Fiscal year ends
December 31
Incorporated in
Bermuda
Headquarters
Hamilton, Bermuda
SEC filer status
Large accelerated filer
SEC CIK
1448893

Other Surety Insurance companies

Key figures

Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.

Line
Q2 FY2026
Jun 30, 2026
Q1 FY2026
Mar 31, 2026
Q4 FY2025
Dec 31, 2025
Q3 FY2025
Sep 30, 2025
Q2 FY2025
Jun 30, 2025
Revenue
$362.7M
$336.1M
$312.4M
$311.8M
$319.1M
Net income
$189.7M
$171.8M
$155.0M
$164.2M
$195.3M
Diluted EPS
$2.08
$1.82
$1.60
$1.67
$1.93
Operating cash flow
$197.1M
$192.0M
$229.1M
$215.9M
$189.5M
Free cash flow
$196.1M
$191.2M
$228.0M
$210.6M
$188.8M
Total assets
$7.6B
$7.6B
$7.4B
$7.4B
$7.2B
Total liabilities
$1.9B
$1.9B
$1.7B
$1.6B
$1.5B
Stockholders' equity
$5.7B
$5.7B
$5.8B
$5.7B
$5.7B
Cash and investments
$6.1B
$6.2B
$6.2B
$6.2B
$6.1B
Total debt
—
—
$36.6M
—
—

Recent SEC filings

Recent SEC filings
Form Description Filed Period
10-Q Quarterly report Aug 7, 2026 Jun 30, 2026
8-K Current report
Results of operations
Aug 7, 2026 Aug 7, 2026
10-Q Quarterly report May 8, 2026 Mar 31, 2026
8-K Current report
Results of operations
May 8, 2026 May 8, 2026
ARS Annual report to shareholders Mar 26, 2026 Dec 31, 2025
10-K Annual report Feb 18, 2026 Dec 31, 2025

Source: SEC EDGAR filings. This is company-reported data, not investment advice.