Q3 FY2026 · ended Sep 30, 2026 · Revenue $197.70M, +31.2% YoY · Filed Nov 4, 2026
Dave Inc./DE (DAVE) files with the SEC under industry code 6199, Finance Services. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $197.7 million and net income of $63.8 million. Free cash flow was $81.4 million. As of Sep 30, 2026 it held $313.3 million in cash and investments and $238,000 in total debt.
Revenue
$197.70M
+31.2% vs year-ago quarter
Net income
$63.79M
-30.7% vs year-ago quarter
Operating cash flow
$81.40M
-2.2% vs year-ago quarter
Free cash flow
$81.35M
-2.2% vs year-ago quarter
EPS
$3.30
-47.9% vs year-ago quarter
Dividend per share
None
Shares outstanding
—
Net cash
$313.05M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- DAVE (Nasdaq), DAVEW (Nasdaq)
- Fiscal year ends
- December 31
- Headquarters
- Los Angeles, CA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1841408
- Former names
- VPC Impact Acquisition Holdings III, Inc. (until Jan 7, 2022)
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $197.7M | $170.8M | $158.4M | $163.7M | $150.7M |
| Net income | $63.8M | $6.7M | $57.9M | $65.9M | $92.1M |
| Diluted EPS | $3.30 | $0.49 | $4.02 | $4.57 | $6.34 |
| Operating cash flow | $81.4M | $68.4M | $82.0M | $93.3M | $83.2M |
| Free cash flow | $81.4M | $68.1M | $82.0M | $93.2M | $83.2M |
| Total assets | $624.6M | $570.8M | $530.5M | $487.4M | $433.3M |
| Total liabilities | $350.8M | $362.9M | $326.7M | $134.7M | $141.9M |
| Stockholders' equity | $273.8M | $207.9M | $203.8M | $352.7M | $291.3M |
| Cash and investments | $313.3M | $252.6M | $175.9M | $121.3M | $49.9M |
| Total debt | $238,000 | $333,000 | $425,000 | $204,000 | $75.3M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 4, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Material agreement, Results of operations
|
Nov 4, 2026 | Nov 4, 2026 |
| 8-K |
Current report
Officer or director change
|
Aug 14, 2026 | Aug 12, 2026 |
| 10-Q | Quarterly report | Aug 5, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 5, 2026 | Aug 5, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 2, 2026 | Jun 2, 2026 |
All 422 Dave Inc./DE SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.