Citizens, Inc. CIA

Q2 FY2026 · ended Jun 30, 2026 · Revenue $60.41M, -7.2% YoY · Filed Aug 6, 2026

Citizens, Inc. (CIA) files with the SEC under industry code 6311, Life Insurance. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $60.4 million and a net loss of $425,000. Free cash flow was $2.0 million.

Revenue
$60.41M
-7.2% vs year-ago quarter
Net income
$-425,000
-106.6% vs year-ago quarter
Operating cash flow
$2.05M
-41.0% vs year-ago quarter
Free cash flow
$2.01M
-38.9% vs year-ago quarter
EPS
—
Dividend per share
None
Shares outstanding
50.64M
+0.8% vs year-ago quarter
Net cash
$1.30B
Q4 FY2025
Operating margin
—

Company profile

Industry
Life Insurance (SIC 6311)
Listed as
CIA (NYSE)
Fiscal year ends
December 31
Incorporated in
CO
Headquarters
Austin, TX
SEC filer status
Accelerated filer
SEC CIK
24090
Former names
CITIZENS INC (until Jun 5, 2019)

Other Life Insurance companies

Key figures

Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.

Line
Q2 FY2026
Jun 30, 2026
Q1 FY2026
Mar 31, 2026
Q4 FY2025
Dec 31, 2025
Q3 FY2025
Sep 30, 2025
Q2 FY2025
Jun 30, 2025
Revenue
$60.4M
$59.7M
$72.1M
$62.8M
$65.1M
Net income
-$425,000
$2.3M
$7.3M
$2.4M
$6.5M
Operating cash flow
$2.0M
-$323,000
$9.1M
$4.7M
$3.5M
Free cash flow
$2.0M
-$649,000
$9.0M
$4.6M
$3.3M
Total assets
$1.8B
$1.7B
$1.8B
$1.7B
$1.7B
Total liabilities
$1.5B
$1.5B
$1.5B
$1.5B
$1.5B
Stockholders' equity
$235.2M
$238.7M
$235.0M
$225.6M
$229.0M
Cash and investments
$1.3B
$1.3B
$1.3B
$1.3B
$1.3B
Total debt
—
—
$7.4M
—
—

Recent SEC filings

Recent SEC filings
Form Description Filed Period
8-K Current report
Material agreement
Oct 9, 2026 Oct 5, 2026
10-Q Quarterly report Aug 6, 2026 Jun 30, 2026
8-K Current report
Results of operations
Aug 6, 2026 Aug 6, 2026
8-K Current report
Shareholder vote results
Jun 18, 2026 Jun 16, 2026
10-Q Quarterly report May 7, 2026 Mar 31, 2026
8-K Current report
Results of operations
May 7, 2026 May 7, 2026

Source: SEC EDGAR filings. This is company-reported data, not investment advice.