FY2025 · ended Dec 31, 2025 · Revenue $255.62M, +4.3% YoY · Filed Mar 12, 2026
Citizens, Inc. (CIA) files with the SEC under industry code 6311, Life Insurance. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $255.6 million and net income of $14.6 million. Free cash flow was $17.5 million.
Revenue (TTM)
$255.01M
+3.7% vs year-ago TTM
Net income (TTM)
$11.60M
+3.1% vs year-ago TTM
Operating cash flow (TTM)
$15.49M
-37.4% vs year-ago TTM
Free cash flow (TTM)
$14.97M
-37.6% vs year-ago TTM
EPS
—
Dividend per share
None
Shares outstanding
50.30M
+0.8% vs prior year
Net cash
$1.30B
FY 2025
Operating margin
—
Company profile
- Industry
- Life Insurance (SIC 6311)
- Listed as
- CIA (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- CO
- Headquarters
- Austin, TX
- SEC filer status
- Accelerated filer
- SEC CIK
- 24090
- Former names
- CITIZENS INC (until Jun 5, 2019)
Other Life Insurance companies
- Manulife Financial Corp MFC
- Metlife Inc MET
- Great-West Lifeco Inc. GWLIF
- Sun Life Financial Inc SLF
- Prudential Financial Inc PRU
- Prudential PLC PUK
- Aviva PLC AVVIY
- Reinsurance Group Of America Inc RGA
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $255.6M | $245.0M | $240.7M | $232.5M | $250.5M |
| Net income | $14.6M | $14.9M | $24.4M | $26.0M | $72.7M |
| Operating cash flow | $18.0M | $31.9M | $22.1M | $56.9M | $40.5M |
| Free cash flow | $17.5M | $31.3M | $21.6M | $56.8M | $39.4M |
| Total assets | $1.8B | $1.7B | $1.7B | $1.6B | $1.9B |
| Total liabilities | $1.5B | $1.5B | $1.5B | $1.5B | $1.5B |
| Stockholders' equity | $235.0M | $210.4M | $172.1M | $127.8M | $100.0M |
| Cash and investments | $1.3B | $1.3B | $1.3B | $1.2B | $1.5B |
| Total debt | $7.4M | $7.8M | $9.1M | $10.1M | $10.8M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Material agreement
|
Oct 9, 2026 | Oct 5, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 6, 2026 | Aug 6, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 18, 2026 | Jun 16, 2026 |
| 10-Q | Quarterly report | May 7, 2026 | Mar 31, 2026 |
| 8-K |
Current report
Results of operations
|
May 7, 2026 | May 7, 2026 |
All 1000 Citizens, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.