Q2 FY2026 · ended Jun 30, 2026 · Revenue $669.77M, +26.8% YoY · Filed Aug 6, 2026
Chime Financial, Inc. (CHYM) files with the SEC under industry code 6199, Finance Services. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $669.8 million and net income of $27.9 million. Free cash flow was $197.5 million. As of Jun 30, 2026 it held $1.1 billion in cash and investments and $130.9 million in total debt.
Revenue
$669.77M
+26.8% vs year-ago quarter
Net income
$27.85M
+103.0% vs year-ago quarter
Operating cash flow
$207.48M
+7463.9% vs year-ago quarter
Free cash flow
$197.54M
+22345.3% vs year-ago quarter
EPS
$0.07
+101.0% vs year-ago quarter
Dividend per share
None
Shares outstanding
0
Net cash
$932.54M
Q2 FY2026
Operating margin
-2.1%
TTM
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- CHYM (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- San Francisco, CA
- SEC filer status
- Non-accelerated filer
- SEC CIK
- 1795586
Other Finance Services companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
Q2 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $669.8M | $647.4M | $596.4M | $543.5M | $528.1M |
| Operating income | $21.3M | $46.2M | -$53.8M | -$64.7M | -$930.6M |
| Net income | $27.9M | $53.5M | -$44.8M | -$54.7M | -$923.4M |
| Diluted EPS | $0.07 | $0.13 | -$0.12 | -$0.15 | -$7.29 |
| Operating cash flow | $207.5M | $87.5M | $32.6M | $17.5M | $2.7M |
| Free cash flow | $197.5M | $80.9M | — | $15.4M | -$888,000 |
| Total assets | $2.0B | $2.0B | $2.0B | $2.0B | $1.9B |
| Total liabilities | $591.8M | $508.9M | $562.9M | $519.0M | $474.4M |
| Stockholders' equity | $1.4B | $1.4B | $1.4B | $1.4B | $1.4B |
| Cash and investments | $1.1B | $1.0B | $1.1B | $1.1B | $1.1B |
| Total debt | $130.9M | $132.7M | $134.7M | $137.8M | $87.9M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Nov 4, 2026 | Nov 4, 2026 |
| 8-K |
Current report
Material agreement, Regulation FD disclosure
|
Sep 8, 2026 | Sep 8, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Exit or restructuring costs, Officer or director change
|
Aug 5, 2026 | Jul 31, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 4, 2026 | Jun 2, 2026 |
All 241 Chime Financial, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.