Q2 FY2026 · ended Sep 30, 2025 · Revenue $1.21M, +69.6% YoY · Filed Nov 13, 2025
Carver Bancorp, Inc. (CARV) files with the SEC under industry code 6035, Savings Institution, Federally Chartered. In Q2 of fiscal 2026, the quarter ended Sep 30, 2025, it reported revenue of $1.2 million and a net loss of $2.4 million. Free cash flow was -$1.7 million. As of Sep 30, 2025 it held $84.8 million in cash and investments and $35.1 million in total debt.
Revenue
$1.21M
+69.6% vs year-ago quarter
Net income
$-2.43M
-15.0% vs year-ago quarter
Operating cash flow
$-1.58M
+47.6% vs year-ago quarter
Free cash flow
$-1.70M
+45.7% vs year-ago quarter
EPS
$-0.46
-12.2% vs year-ago quarter
Dividend per share
None
Shares outstanding
5.10M
-0.3% vs year-ago quarter
Net cash
$49.74M
Q2 FY2026
Operating margin
—
Company profile
- Industry
- Savings Institution, Federally Chartered (SIC 6035)
- Listed as
- CARV (OTC)
- Fiscal year ends
- March 31
- Incorporated in
- DE
- Headquarters
- New York, NY
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 1016178
Other Savings Institution, Federally Chartered companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2026 Sep 30, 2025 |
Q1 FY2026 Jun 30, 2025 |
Q4 FY2025 Mar 31, 2025 |
Q3 FY2025 Dec 31, 2024 |
Q2 FY2025 Sep 30, 2024 |
|---|---|---|---|---|---|
| Revenue | $1.2M | $964,000 | — | $953,000 | $711,000 |
| Net income | -$2.4M | -$1.2M | -$3.8M | -$5.6M | -$2.1M |
| Diluted EPS | -$0.46 | -$0.22 | -$0.72 | -$1.09 | -$0.41 |
| Operating cash flow | -$1.6M | -$230,000 | -$6.2M | -$1.0M | -$3.0M |
| Free cash flow | -$1.7M | -$398,000 | -$6.2M | -$1.1M | -$3.1M |
| Total assets | $697.9M | $713.6M | $730.0M | $727.5M | $748.8M |
| Total liabilities | $671.0M | $685.1M | $700.4M | $695.3M | $708.9M |
| Stockholders' equity | $26.9M | $28.5M | $29.6M | $32.3M | $39.9M |
| Cash and investments | $84.8M | $87.7M | $94.8M | $94.1M | $102.7M |
| Total debt | $35.1M | $29.5M | $29.1M | $47.8M | $48.5M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Listing notice
|
Nov 18, 2025 | Nov 18, 2025 |
| 10-Q | Quarterly report | Nov 13, 2025 | Sep 30, 2025 |
| 8-K |
Current report
Other events
|
Nov 5, 2025 | Nov 5, 2025 |
| 10-Q | Quarterly report | Aug 13, 2025 | Jun 30, 2025 |
| 10-K/A | Amended annual report | Jul 29, 2025 | Mar 31, 2025 |
| 10-K | Annual report | Jun 24, 2025 | Mar 31, 2025 |
All 892 Carver Bancorp, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.