In fiscal 2025, which ended Mar 31, 2025, Carver Bancorp, Inc. reported revenue of $3.0 million, up 1.5% from the year before. It recorded a net loss of $13.7 million. Diluted earnings per share were -$2.65. Over the twelve months ended Sep 30, 2025, revenue was $3.9 million and the net loss was $13.0 million. Across the 4 fiscal years shown, revenue shrank from $5.0 million in fiscal 2022 to $3.0 million in fiscal 2025, about 15.5% a year.
USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.
| Line |
FY 2026
Sep 30, 2025
|
FY 2025
Mar 31, 2025
|
FY 2024
Mar 31, 2024
|
FY 2023
Mar 31, 2023
|
FY 2022
Mar 31, 2022
|
FY 2021
Mar 31, 2021
|
FY 2020
Mar 31, 2020
|
FY 2019
Mar 31, 2019
|
FY 2018
Mar 31, 2018
|
FY 2017
Mar 31, 2017
|
FY 2016
Mar 31, 2016
|
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
4
+39.0%
|
3
+1.5%
|
3
+2.0%
|
3
-41.8%
|
5
|
—
|
—
|
—
|
—
|
—
|
—
|
| Selling, general and administrative |
—
|
1
+23.9%
|
0
-4.8%
|
1
+0.0%
|
1
+215.6%
|
0
-34.4%
|
0
-41.3%
|
0
|
—
|
—
|
—
|
| Operating income |
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
-0
+37.5%
|
| Pretax income |
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
-0
+89.1%
|
| Income tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
+100.0%
|
-0
-127.7%
|
0
-7.0%
|
0
-22.9%
|
| Net income |
-13
-203.3%
|
-14
-361.7%
|
-3
+32.4%
|
-4
-419.6%
|
-1
+78.3%
|
-4
+28.2%
|
-5
+8.6%
|
-6
-210.9%
|
5
+287.7%
|
-3
+0.0%
|
-3
-948.9%
|
| Basic EPS |
—
|
-2.65
-334.4%
|
-0.61
+40.8%
|
-1.03
-329.2%
|
-0.24
+78.9%
|
-1.14
+22.4%
|
-1.47
+8.1%
|
-1.60
-375.9%
|
0.58
+175.3%
|
-0.77
-60.4%
|
-0.48
-585.7%
|
| Diluted EPS |
-2.48
-193.6%
|
-2.65
-334.4%
|
-0.61
+40.8%
|
-1.03
-329.2%
|
-0.24
+78.9%
|
-1.14
+22.4%
|
-1.47
+8.1%
|
-1.60
-375.9%
|
0.58
+175.3%
|
-0.77
-60.4%
|
-0.48
-585.7%
|
| Weighted average shares, basic |
—
|
5
+7.0%
|
5
+13.3%
|
4
+19.2%
|
4
+5.1%
|
3
-7.7%
|
4
+0.0%
|
4
+0.0%
|
4
+0.0%
|
4
+0.0%
|
4
+0.0%
|
| Weighted average shares, diluted |
5
+3.3%
|
5
+7.0%
|
5
+13.3%
|
4
+19.2%
|
4
+5.1%
|
3
-7.7%
|
4
+0.0%
|
4
-0.1%
|
4
+0.1%
|
4
+0.0%
|
4
-0.0%
|
| Other measures | |||||||||||
| Depreciation and amortization |
1
-15.8%
|
1
-15.8%
|
1
-8.8%
|
1
+2.8%
|
1
+1.2%
|
1
+5.4%
|
1
+21.7%
|
1
-11.6%
|
1
+3.5%
|
1
-38.7%
|
1
+34.5%
|
| EBITDA |
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
1
+59.6%
|
| Interest coverage |
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
-0.04x
|
| Margins | |||||||||||
| Profit margin |
-335.49%
|
-457.68%
|
-100.64%
|
-151.81%
|
-17.00%
|
—
|
—
|
—
|
—
|
—
|
—
|
How these figures are calculated
Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.
New to this? Read How to Read an Income Statement, With a Real Example.
Company profile
- Industry
- Savings Institution, Federally Chartered (SIC 6035)
- Listed as
- CARV (OTC)
- Fiscal year ends
- March 31
- Incorporated in
- DE
- Headquarters
- New York, NY
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 1016178
Other Savings Institution, Federally Chartered companies
Source: SEC EDGAR filings. This is company-reported data, not investment advice.