Q3 FY2026 · ended Sep 30, 2026 · Revenue $11.23B, +7.8% YoY · Filed Oct 23, 2026
American Express Co (AXP) files with the SEC under industry code 6199, Finance Services. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $11.2 billion and net income of $3.7 billion. Free cash flow was $4.4 billion. As of Sep 30, 2026 it held $43.4 billion in cash and investments and $60.0 billion in total debt.
Revenue
$11.23B
+7.8% vs year-ago quarter
Net income
$3.71B
+27.9% vs year-ago quarter
Operating cash flow
$5.38B
-13.6% vs year-ago quarter
Free cash flow
$4.44B
-20.5% vs year-ago quarter
EPS
$5.42
+30.9% vs year-ago quarter
Dividend per share
$0.95
+15.9% vs year-ago quarter
Shares outstanding
670.55M
-2.7% vs year-ago quarter
Net cash
$-16.51B
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- AXP (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- NY
- Headquarters
- New York, NY
- SEC filer status
- Large accelerated filer
- SEC CIK
- 4962
Other Finance Services companies
- Strategy Inc MSTR
- Nu Holdings Ltd. NU
- Coinbase Global, Inc. COIN
- Synchrony Financial SYF
- SoFi Technologies, Inc. SOFI
- Circle Internet Group, Inc. CRCL
- Bitmine Immersion Technologies, Inc. BMNR
- Chime Financial, Inc. CHYM
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $11.2B | $11.2B | $10.5B | $10.9B | $10.4B |
| Net income | $3.7B | $3.1B | $3.0B | $2.5B | $2.9B |
| Diluted EPS | $5.42 | $4.53 | $4.28 | $3.63 | $4.14 |
| Operating cash flow | $5.4B | $5.4B | $3.8B | $3.1B | $6.2B |
| Free cash flow | $4.4B | $4.5B | $2.7B | $2.3B | $5.6B |
| Total assets | $310.3B | $308.2B | $308.9B | $300.1B | $297.6B |
| Total liabilities | $274.5B | $273.9B | $274.9B | $266.6B | $265.1B |
| Stockholders' equity | $35.8B | $34.3B | $34.0B | $33.5B | $32.4B |
| Cash and investments | $43.4B | $45.6B | $54.0B | $48.5B | $56.0B |
| Total debt | $60.0B | $59.0B | $60.4B | $58.9B | $59.2B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Other events
|
Oct 30, 2026 | Oct 30, 2026 |
| 10-Q | Quarterly report | Oct 23, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 23, 2026 | Oct 23, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Oct 15, 2026 | Oct 15, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Oct 8, 2026 | Oct 8, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Sep 15, 2026 | Sep 15, 2026 |
All 1000 American Express Co SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.