FY2025 · ended Dec 31, 2025 · Revenue $529.00M, +3.1% YoY · Filed Feb 24, 2026
Zions Bancorporation, National Association (ZION) files with the SEC under industry code 6021, National Commercial Banks. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $529.0 million and net income of $899.0 million. Free cash flow was $952.0 million. As of Sep 30, 2026 it held $727.0 million in cash and investments and $2.7 billion in total debt.
Revenue (TTM)
$546.00M
+2.8% vs year-ago TTM
Net income (TTM)
$1.21B
+42.3% vs year-ago TTM
Operating cash flow (TTM)
$2.26B
+110.5% vs year-ago TTM
Free cash flow (TTM)
$2.13B
+121.3% vs year-ago TTM
EPS (TTM)
$8.23
+46.8% vs year-ago TTM
Dividend per share (TTM)
$1.83
+5.2% vs year-ago TTM
Shares outstanding
147.89M
-0.0% vs prior year
Net cash
$-1.95B
as of Sep 30, 2026
Operating margin
—
Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- ZION (Nasdaq), ZIONP (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- UT
- Headquarters
- Salt Lake City, UT
- SEC filer status
- Large accelerated filer
- SEC CIK
- 109380
- Former names
- ZIONS BANCORPORATION /UT/ (until Sep 17, 2018)
Other National Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $529.0M | $513.0M | $503.0M | $495.0M | $449.0M |
| Net income | $899.0M | $784.0M | $680.0M | $907.0M | $1.1B |
| Diluted EPS | $6.01 | $4.95 | $4.35 | $5.79 | $6.79 |
| Operating cash flow | $1.1B | $1.1B | $885.0M | $1.5B | $629.0M |
| Free cash flow | $952.0M | $1.1B | $772.0M | $1.3B | $423.0M |
| Total assets | $89.0B | $88.8B | $87.2B | $89.5B | $93.2B |
| Total liabilities | $81.8B | $82.7B | $81.5B | $84.7B | $85.7B |
| Stockholders' equity | $7.2B | $6.1B | $5.7B | $4.9B | $7.5B |
| Cash and investments | $683.0M | $651.0M | $21.4B | $24.2B | $25.5B |
| Total debt | $3.4B | $5.0B | $5.1B | $11.3B | $2.1B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 19, 2026 | Oct 19, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 9, 2026 | Sep 7, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 20, 2026 | Jul 20, 2026 |
| 8-K |
Current report
Officer or director change
|
Jun 2, 2026 | Jun 2, 2026 |
All 1003 Zions Bancorporation, National Association SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.