Q3 FY2026 · ended Sep 30, 2026 · Revenue $55.19M, +0.0% YoY · Filed Nov 5, 2026
Exzeo Group, Inc. (XZO) files with the SEC under industry code 7372, Services-Prepackaged Software. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $55.2 million and net income of $22.3 million. Free cash flow was $31.4 million. As of Sep 30, 2026 it held $350.2 million in cash and investments and $6.3 million in total debt.
Revenue
$55.19M
+0.0% vs year-ago quarter
Net income
$22.34M
+5.6% vs year-ago quarter
Operating cash flow
$31.72M
-64.4% vs year-ago quarter
Free cash flow
$31.39M
-63.7% vs year-ago quarter
EPS
$0.25
+0.0% vs year-ago quarter
Dividend per share
None
Shares outstanding
89.52M
-1.4% vs year-ago quarter
Net cash
$343.87M
Q3 FY2026
Operating margin
48.0%
TTM
Company profile
- Industry
- Services-Prepackaged Software (SIC 7372)
- Listed as
- XZO (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- FL
- Headquarters
- Tampa, FL
- SEC filer status
- , Emerging growth company
- SEC CIK
- 1873951
- Former names
- TypTap Insurance Group, Inc. (until Apr 7, 2023)
Other Services-Prepackaged Software companies
- Microsoft Corp MSFT
- Palantir Technologies Inc. PLTR
- Oracle Corp ORCL
- Sap SE SAP
- CrowdStrike Holdings, Inc. CRWD
- Shopify Inc. SHOP
- Salesforce, Inc. CRM
- ServiceNow, Inc. NOW
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $55.2M | $57.8M | $55.5M | $53.3M | $55.2M |
| Operating income | $26.1M | $28.5M | $25.1M | $26.8M | $27.3M |
| Net income | $22.3M | $23.3M | $20.4M | $22.0M | $21.2M |
| Diluted EPS | $0.25 | $0.26 | $0.22 | $0.30 | $0.25 |
| Operating cash flow | $31.7M | $15.4M | $25.5M | $11.3M | $89.0M |
| Free cash flow | $31.4M | $15.2M | $25.1M | — | $86.6M |
| Total assets | $397.5M | $385.8M | $379.8M | $347.7M | $182.3M |
| Total liabilities | $99.4M | $97.6M | $104.8M | $93.6M | $103.8M |
| Stockholders' equity | $298.1M | $288.2M | $274.9M | $254.2M | $78.4M |
| Cash and investments | $350.2M | $333.8M | $329.9M | $305.4M | $140.9M |
| Total debt | $6.3M | $6.6M | $6.9M | $7.2M | $7.5M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Nov 4, 2026 | Nov 4, 2026 |
| 8-K |
Current report
Other events
|
Aug 14, 2026 | Aug 14, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 6, 2026 | Aug 6, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 10, 2026 | Jun 9, 2026 |
| 8-K |
Current report
Other events
|
May 26, 2026 | May 26, 2026 |
All 109 Exzeo Group, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.