FY2025 · ended Sep 30, 2025 · Revenue $29.65M, +7.8% YoY · Filed Nov 18, 2025
WaFd, Inc. (WAFD) files with the SEC under industry code 6021, National Commercial Banks. In fiscal 2025, which ended Sep 30, 2025, it reported revenue of $29.6 million and net income of $226.1 million. Free cash flow was $208.2 million.
Revenue (TTM)
$31.63M
+10.1% vs year-ago TTM
Net income (TTM)
$256.47M
+13.2% vs year-ago TTM
Operating cash flow (TTM)
$267.51M
-3.1% vs year-ago TTM
Free cash flow (TTM)
$226.97M
-10.0% vs year-ago TTM
EPS (TTM)
$3.17
+21.0% vs year-ago TTM
Dividend per share (TTM)
$1.08
+1.9% vs year-ago TTM
Shares outstanding
76.70M
-5.7% vs prior year
Net cash
$605.13M
FY 2025
Operating margin
—
Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- WAFD (Nasdaq), WAFDP (Nasdaq)
- Fiscal year ends
- September 30
- Incorporated in
- WA
- Headquarters
- Seattle, WA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 936528
- Former names
- WASHINGTON FEDERAL INC (until Sep 28, 2023)
Other National Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Sep 30, 2025 |
FY 2024 Sep 30, 2024 |
FY 2023 Sep 30, 2023 |
FY 2022 Sep 30, 2022 |
FY 2021 Sep 30, 2021 |
|---|---|---|---|---|---|
| Revenue | $29.6M | $27.5M | $26.1M | $25.9M | $24.7M |
| Net income | $226.1M | $200.0M | $257.4M | $236.3M | $183.6M |
| Diluted EPS | $2.63 | $2.50 | $3.72 | $3.39 | $2.39 |
| Operating cash flow | $237.0M | $439.2M | $214.0M | $268.5M | $314.5M |
| Free cash flow | $208.2M | $414.6M | $198.9M | $256.7M | $285.0M |
| Total assets | $26.7B | $28.1B | $22.5B | $20.8B | $19.7B |
| Total liabilities | $23.7B | $25.1B | $20.0B | $18.5B | $17.5B |
| Stockholders' equity | $3.0B | $3.0B | $2.4B | $2.3B | $2.1B |
| Cash and investments | $657.3M | $2.4B | $980.6M | $684.0M | $2.1B |
| Total debt | $52.2M | $40.8M | $3.7B | $28.0M | $29.6M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 16, 2026 | Oct 15, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Oct 5, 2026 | Oct 2, 2026 |
| 8-K |
Current report
Material agreement, Unregistered share sale, Officer or director change, Regulation FD disclosure
|
Sep 8, 2026 | Sep 6, 2026 |
| 8-K |
Current report
Other events
|
Aug 11, 2026 | Aug 11, 2026 |
| 10-Q | Quarterly report | Aug 4, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Jul 28, 2026 | Jul 27, 2026 |
All 1007 WaFd, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.