Upay, Inc. income statement UPYY

Annual Quarterly

In fiscal 2026, which ended Feb 28, 2026, Upay, Inc. reported revenue of $746,311, up 4.3% from the year before. It recorded a net loss of $1.4 million. The operating loss came to $453,517, an operating margin of -60.8%. Diluted earnings per share were -$0.08. Over the twelve months ended Aug 31, 2026, revenue was $867,511 and the net loss was $1.2 million. Across the 10 fiscal years shown, revenue grew from $572,868 in fiscal 2017 to $746,311 in fiscal 2026, about 3.0% a year.

USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.

Line	FY 2026 Aug 31, 2026	FY 2026 Feb 28, 2026	FY 2025 Feb 28, 2025	FY 2024 Feb 29, 2024	FY 2023 Feb 28, 2023	FY 2022 Feb 28, 2022	FY 2020 Feb 28, 2021	FY 2020 Feb 29, 2020	FY 2019 Feb 28, 2019	FY 2018 Feb 28, 2018	FY 2017 Feb 28, 2017
Revenue	1 -34.7%	1 +4.3%	1 -48.7%	1 +2.5%	1 -6.8%	1	1 +1.1%	1 +24.8%	1 +41.2%	1 +35.9%	1
Cost of revenue	0 -39.4%	0 -26.6%	0 -58.9%	1 +14.8%	1 +13.7%	1	0 +10.0%	0 +31.7%	0 +89.7%	0 +122.8%	0
Gross profit	1 -31.2%	1 +23.2%	0 -39.5%	1 -6.4%	1 -17.7%	1	1 -1.9%	1 +22.6%	1 +30.2%	1 +24.8%	1
Selling, general and administrative	1 -15.0%	1 +5.1%	1 -32.4%	1 +70.5%	1 -32.9%	1	1 +13.4%	1 +17.3%	1 +13.9%	1 +30.4%	1
Operating income	-1 -4.8%	-0 +10.9%	-1 +25.4%	-1 -664.1%	-0 +72.4%	-0	-0 -346.7%	-0 +89.8%	-0 +57.4%	-0 -85.6%	-0
Pretax income	-1 -88.5%	-1 -160.5%	-1 +23.0%	-1 -496.6%	-0 +64.1%	-0	-0 -399.6%	-0 +89.6%	-0 +59.6%	-0 -80.9%	-0
Income tax	0 -100.0%	0	0 -100.0%	0 +92.6%	0 -56.8%	0	—	0 +331.6%	0 -21.5%	0 -57.1%	0
Net income	-1 -77.1%	-1 -160.5%	-1 +26.6%	-1 -443.4%	-0 +63.3%	-0	-0 -350.4%	-0 +90.6%	-0 +57.6%	-0 -54.4%	-0
Basic EPS	-0.07 -79.9%	-0.08 -166.7%	-0.03 +25.0%	-0.04 -300.0%	-0.01	—	—	0.00	—	—	—
Diluted EPS	-0.07 -79.9%	-0.08 -166.7%	-0.03 +25.0%	-0.04 -300.0%	-0.01	—	—	0.00	—	—	—
Weighted average shares, basic	17 -1.5%	17 +6.8%	16 -3.9%	17 -1.9%	17	—	—	25	—	—	—
Weighted average shares, diluted	17 -1.5%	17 +6.8%	16 -3.9%	17 -1.9%	17	—	—	25	—	—	—
Other measures
Depreciation and amortization	0 -57.0%	0 -9.6%	0 -56.6%	0 -61.9%	0 +2.4%	0	0 -2.1%	0 -2.1%	0 +669.4%	0 +8.1%	0
EBITDA	-1 -6.6%	-0 +10.9%	-1 +24.5%	-1 -1443.1%	-0 +84.5%	-0	-0 -2215.5%	0 +554.8%	0 +107.2%	-0 -95.2%	-0
Interest coverage	-17.34x	-9.10x	-14.69x	-20.40x	-2.71x	-20.74x	-24.58x	-0.56x	-10.86x	-313.86x	-25.85x
Margins
Gross margin	60.61%	73.36%	62.13%	52.68%	57.73%	65.36%	73.00%	73.83%	75.18%	81.53%	88.74%
Operating margin	-71.19%	-60.77%	-71.14%	-48.90%	-6.56%	-22.15%	-15.66%	-0.29%	-3.54%	-11.74%	-8.59%
Pretax margin	-134.49%	-188.48%	-75.50%	-50.33%	-8.65%	-22.45%	-16.17%	-0.27%	-3.27%	-11.44%	-8.59%
Profit margin	-133.41%	-188.48%	-75.50%	-52.80%	-9.96%	-25.28%	-16.17%	-0.27%	-3.63%	-12.08%	-10.63%
EBITDA margin	-70.34%	-59.84%	-70.07%	-47.64%	-3.17%	-19.06%	-11.68%	2.93%	0.56%	-10.98%	-7.64%

How these figures are calculated

Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.

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Company profile

Industry: Services-Prepackaged Software (SIC 7372)
Listed as: UPYY (OTC)
Fiscal year ends: February 28
Incorporated in: NV
Headquarters: Dallas, TX
SEC filer status: Non-accelerated filer, Smaller reporting company
SEC CIK: 1677897

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Source: SEC EDGAR filings. This is company-reported data, not investment advice.