FY2022 · ended Dec 31, 2022 · Revenue $311.96M, -5.7% YoY · Filed Feb 28, 2025
United Bankshares INC/WV (UBSI) files with the SEC under industry code 6022, State Commercial Banks. Free cash flow was $481.2 million. As of Jun 30, 2026 it held $2.1 billion in cash and investments and $266.8 million in total debt.
Revenue
$311.96M
-5.7% vs prior year
Net income
$464.60M
+24.6% vs prior year
Operating cash flow (TTM)
$555.58M
+18.4% vs year-ago TTM
Free cash flow (TTM)
$533.93M
+16.9% vs year-ago TTM
EPS
$3.27
+18.9% vs prior year
Dividend per share
$1.49
+0.7% vs prior year
Shares outstanding
139.42M
-2.6% vs prior year
Net cash
$1.81B
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- State Commercial Banks (SIC 6022)
- Listed as
- UBSI (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- WV
- Headquarters
- Charleston, WV
- SEC filer status
- Large accelerated filer
- SEC CIK
- 729986
- Former names
- UNITED BANKSHARES INC/WV (until Nov 3, 2026)
Other State Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | $312.0M | $331.0M |
| Net income | $464.6M | $373.0M | $366.3M | $379.6M | $367.7M |
| Diluted EPS | $3.27 | $2.75 | $2.71 | $2.80 | $2.83 |
| Operating cash flow | $498.9M | $445.5M | $435.2M | $760.8M | $609.5M |
| Free cash flow | $481.2M | $433.3M | $423.6M | $744.0M | $594.2M |
| Total assets | $33.7B | $30.0B | $29.9B | $29.5B | $29.3B |
| Total liabilities | $28.2B | $25.0B | $25.2B | $25.0B | $24.6B |
| Stockholders' equity | $5.5B | $5.0B | $4.8B | $4.5B | $4.7B |
| Cash and investments | $2.5B | $2.3B | $1.6B | $1.2B | — |
| Total debt | $825.8M | $803.3M | $2.1B | $2.4B | $1.0B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 22, 2026 | Oct 22, 2026 |
| 8-K |
Current report
Other events
|
Aug 24, 2026 | Aug 24, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 23, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 18, 2026 | May 13, 2026 |
| 10-Q | Quarterly report | May 8, 2026 | Mar 31, 2026 |
All 1000 United Bankshares INC/WV SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.