Net income was $3.5 million. Diluted earnings per share were $1.10.
USD in millions, except per-share amounts and margins. The percent under a figure is the change from the same quarter a year earlier.
| Line |
Q4 FY2022
Dec 31, 2022
|
Q3 FY2022
Sep 30, 2022
|
Q2 FY2022
Jun 30, 2022
|
Q1 FY2022
Mar 31, 2022
|
Q4 FY2021
Dec 31, 2021
|
Q3 FY2021
Sep 30, 2021
|
Q2 FY2021
Jun 30, 2021
|
Q1 FY2021
Mar 31, 2021
|
|---|---|---|---|---|---|---|---|---|
| Pretax income |
4
+33.1%
|
3
-33.4%
|
2
-25.3%
|
3
-42.2%
|
3
+49.2%
|
5
-23.6%
|
3
-55.2%
|
5
+316.5%
|
| Income tax |
0
+61.6%
|
0
-76.2%
|
0
-64.0%
|
0
-58.3%
|
0
+8.9%
|
1
-30.2%
|
0
-63.7%
|
1
+693.6%
|
| Net income |
4
+30.1%
|
3
-24.6%
|
2
-18.3%
|
3
-38.8%
|
3
+55.3%
|
4
-22.1%
|
3
-53.2%
|
4
+278.4%
|
| Basic EPS |
1.10
+32.5%
|
0.94
-24.2%
|
0.66
-18.5%
|
0.77
-38.9%
|
0.83
+53.7%
|
1.24
-23.0%
|
0.81
-53.3%
|
1.26
+278.7%
|
| Diluted EPS |
1.10
+35.8%
|
0.94
-23.0%
|
0.65
-18.8%
|
0.76
-38.7%
|
0.81
+52.8%
|
1.22
-23.8%
|
0.80
-53.8%
|
1.24
+272.7%
|
| Weighted average shares, basic |
3
-1.9%
|
3
-0.2%
|
3
+0.0%
|
3
+0.0%
|
3
+0.1%
|
3
+0.2%
|
3
+0.2%
|
3
+0.2%
|
| Weighted average shares, diluted |
3
-5.9%
|
3
-1.1%
|
3
-0.2%
|
3
+0.7%
|
3
+0.2%
|
3
+1.2%
|
3
+2.0%
|
3
+1.3%
|
| Margins | ||||||||
| Effective tax rate |
11.85%
|
6.11%
|
7.42%
|
12.62%
|
9.76%
|
17.08%
|
15.42%
|
17.49%
|
How these figures are calculated
Quarterly columns are single-quarter amounts. When a 10-Q reports only a year-to-date total, as cash flow statements do, the quarter is that total minus the previous quarter's year-to-date total. The fourth quarter is the annual report's full year minus the first nine months. A column marked YTD is a year-to-date total, shown when the earlier report needed for the single quarter is missing. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. More on our methodology.
New to this? Read How to Read an Income Statement, With a Real Example.
Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- UBOH (OTC)
- Fiscal year ends
- December 31
- Incorporated in
- OH
- Headquarters
- Columbus Grove, OH
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 1087456
Other National Commercial Banks companies
Source: SEC EDGAR filings. This is company-reported data, not investment advice.