Q3 FY2026 · ended Sep 30, 2026 · Revenue $79.92M, +24.6% YoY · Filed Nov 5, 2026
TWFG, Inc. (TWFG) files with the SEC under industry code 6411, Insurance Agents, Brokers & Service. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $79.9 million and net income of $1.2 million. Free cash flow was $10.4 million. As of Sep 30, 2026 it held $77.8 million in cash and investments and $6.9 million in total debt.
Revenue
$79.92M
+24.6% vs year-ago quarter
Net income
$1.17M
-31.9% vs year-ago quarter
Operating cash flow
$10.58M
-29.3% vs year-ago quarter
Free cash flow
$10.41M
-30.0% vs year-ago quarter
EPS
$0.09
-18.2% vs year-ago quarter
Dividend per share
None
Shares outstanding
—
Net cash
$70.90M
Q3 FY2026
Operating margin
17.3%
TTM
Company profile
- Industry
- Insurance Agents, Brokers & Service (SIC 6411)
- Listed as
- TWFG (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- The Woodlands, TX
- SEC filer status
- Accelerated filer, Emerging growth company
- SEC CIK
- 2007596
Other Insurance Agents, Brokers & Service companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $79.9M | $87.5M | $72.8M | $70.3M | $64.1M |
| Operating income | $9.0M | $17.6M | $12.4M | $14.9M | $9.0M |
| Net income | $1.2M | $2.4M | $1.8M | — | $1.7M |
| Diluted EPS | $0.09 | $0.18 | $0.12 | $0.19 | $0.11 |
| Operating cash flow | $10.6M | $9.8M | $22.7M | $13.3M | $15.0M |
| Free cash flow | $10.4M | $9.3M | $22.4M | $13.1M | $14.9M |
| Total assets | $360.2M | $358.4M | $371.2M | $372.3M | $349.2M |
| Total liabilities | $67.0M | $71.3M | $64.7M | $55.7M | $53.4M |
| Stockholders' equity | $47.4M | $46.2M | $69.2M | $83.4M | $79.4M |
| Cash and investments | $77.8M | $73.7M | $124.8M | $155.9M | $151.0M |
| Total debt | $6.9M | $7.6M | $7.6M | $8.2M | $12.2M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Nov 4, 2026 | Nov 4, 2026 |
| 8-K |
Current report
Material agreement, New debt, Regulation FD disclosure
|
Aug 13, 2026 | Aug 12, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 5, 2026 | Aug 5, 2026 |
| 8-K |
Current report
Officer or director change
|
Jul 24, 2026 | Jul 21, 2026 |
All 175 TWFG, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.