FY2025 · ended Dec 31, 2025 · Revenue $248.51M, +22.0% YoY · Filed Mar 10, 2026
TWFG, Inc. (TWFG) files with the SEC under industry code 6411, Insurance Agents, Brokers & Service. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $248.5 million and net income of $41.2 million. Free cash flow was $53.1 million. As of Sep 30, 2026 it held $77.8 million in cash and investments and $6.9 million in total debt.
Revenue (TTM)
$310.53M
+35.0% vs year-ago TTM
Net income (TTM)
$3.03M
Operating cash flow (TTM)
$56.40M
+8.9% vs year-ago TTM
Free cash flow (TTM)
$55.21M
+13.2% vs year-ago TTM
EPS (TTM)
$0.59
+34.8% vs year-ago TTM
Dividend per share
None
Shares outstanding
—
Net cash
$70.90M
as of Sep 30, 2026
Operating margin
17.3%
FY 2026
Company profile
- Industry
- Insurance Agents, Brokers & Service (SIC 6411)
- Listed as
- TWFG (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- The Woodlands, TX
- SEC filer status
- Accelerated filer, Emerging growth company
- SEC CIK
- 2007596
Other Insurance Agents, Brokers & Service companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
|---|---|---|
| Revenue | $248.5M | $203.8M |
| Operating income | $37.0M | $27.9M |
| Net income | $41.2M | $28.6M |
| Diluted EPS | $0.53 | $0.19 |
| Operating cash flow | $53.5M | $40.5M |
| Free cash flow | $53.1M | $37.3M |
| Total assets | $372.3M | $323.4M |
| Total liabilities | $55.7M | $48.1M |
| Stockholders' equity | $83.4M | $73.9M |
| Cash and investments | $155.9M | $195.8M |
| Total debt | $8.2M | $13.9M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Nov 4, 2026 | Nov 4, 2026 |
| 8-K |
Current report
Material agreement, New debt, Regulation FD disclosure
|
Aug 13, 2026 | Aug 12, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 5, 2026 | Aug 5, 2026 |
| 8-K |
Current report
Officer or director change
|
Jul 24, 2026 | Jul 21, 2026 |
All 175 TWFG, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.