Q3 FY2026 · ended Sep 30, 2026 · Revenue $405.59M, +10.5% YoY · Filed Nov 5, 2026
Trupanion, Inc (TRUP) files with the SEC under industry code 6324, Hospital & Medical Service Plans. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $405.6 million. Free cash flow was $28.5 million. As of Sep 30, 2026 it held $397.0 million in cash and investments and $104.5 million in total debt.
Revenue
$405.59M
+10.5% vs year-ago quarter
Net income
—
Operating cash flow
$30.71M
+5.0% vs year-ago quarter
Free cash flow
$28.46M
+18.9% vs year-ago quarter
EPS
$0.21
+61.5% vs year-ago quarter
Dividend per share
None
Shares outstanding
43.27M
+0.2% vs year-ago quarter
Net cash
$292.54M
Q3 FY2026
Operating margin
1.8%
TTM
Company profile
- Industry
- Hospital & Medical Service Plans (SIC 6324)
- Listed as
- TRUP (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Seattle, WA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1371285
- Former names
- TRUPANION INC. (until May 2, 2018); VETINSURANCE INTERNATIONAL INC (until Nov 9, 2011)
Other Hospital & Medical Service Plans companies
- Unitedhealth Group Inc UNH
- Elevance Health, Inc. ELV
- Cigna Group CI
- Humana Inc HUM
- Centene Corp CNC
- Molina Healthcare, Inc. MOH
- Oscar Health, Inc. OSCR
- Clover Health Investments, Corp. /DE CLOV
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $405.6M | $392.9M | $384.0M | $376.9M | $366.9M |
| Operating income | $9.5M | $6.4M | $4.8M | $7.1M | $5.9M |
| Diluted EPS | $0.21 | $0.16 | $0.11 | $0.13 | $0.13 |
| Operating cash flow | $30.7M | $21.0M | $14.6M | $29.3M | $29.2M |
| Free cash flow | $28.5M | $19.2M | $13.7M | $25.3M | $23.9M |
| Total assets | $921.6M | $930.8M | $921.6M | $915.0M | $880.2M |
| Total liabilities | $522.4M | $521.1M | $526.8M | $531.1M | $511.6M |
| Stockholders' equity | $399.2M | $409.7M | $394.8M | $383.9M | $368.6M |
| Cash and investments | $397.0M | $399.5M | $384.6M | $371.7M | $349.5M |
| Total debt | $104.5M | $106.9M | $109.3M | $115.9M | $114.5M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Nov 5, 2026 | Nov 5, 2026 |
| 10-Q | Quarterly report | Aug 5, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Other events
|
Aug 5, 2026 | Aug 5, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 15, 2026 | Jun 10, 2026 |
| 8-K |
Current report
Results of operations
|
Apr 30, 2026 | Apr 30, 2026 |
All 1003 Trupanion, Inc SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.