FY2025 · ended Dec 31, 2025 · Revenue $12.47M, +2.7% YoY · Filed Mar 20, 2026
Standard Premium Finance Holdings, Inc. (SPFX) files with the SEC under industry code 6159, Miscellaneous Business Credit Institution. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $12.5 million and net income of $1.2 million. Free cash flow was $2.9 million. As of Jun 30, 2026 it held $20,688 in cash and investments and $108,719 in total debt.
Revenue (TTM)
$13.24M
+8.4% vs year-ago TTM
Net income (TTM)
$1.40M
+24.5% vs year-ago TTM
Operating cash flow (TTM)
$1.32M
+95.1% vs year-ago TTM
Free cash flow (TTM)
$1.26M
+99.8% vs year-ago TTM
EPS (TTM)
$0.31
+38.8% vs year-ago TTM
Dividend per share
None
Shares outstanding
3.00M
-0.0% vs prior year
Net cash
$-88,031
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- Miscellaneous Business Credit Institution (SIC 6159)
- Listed as
- SPFX (OTC)
- Fiscal year ends
- December 31
- Incorporated in
- FL
- Headquarters
- Miami, FL
- SEC filer status
- Non-accelerated filer, Smaller reporting company, Emerging growth company
- SEC CIK
- 1807893
Other Miscellaneous Business Credit Institution companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $12.5M | $12.1M | $9.7M | $8.2M | $7.7M |
| Net income | $1.2M | $979,993 | $532,402 | $806,131 | $876,323 |
| Diluted EPS | $0.29 | $0.24 | $0.13 | $0.21 | — |
| Operating cash flow | $2.9M | $1.8M | $2.7M | $1.6M | $2.1M |
| Free cash flow | $2.9M | $1.8M | $2.6M | $1.6M | $2.0M |
| Total assets | $74.8M | $65.8M | $62.4M | $51.5M | $48.5M |
| Total liabilities | $66.4M | $58.5M | $56.0M | $45.5M | $44.0M |
| Stockholders' equity | $8.5M | $7.4M | $6.4M | $6.0M | $4.5M |
| Cash and investments | $10,970 | $1,716 | $45,239 | $421,211 | $20,987 |
| Total debt | $165,341 | $230,511 | $121,399 | $249,460 | $293,864 |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Aug 10, 2026 | Jun 30, 2026 |
| 8-K/A |
Amended current report
Shareholder vote results
|
Jul 21, 2026 | Jun 12, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 16, 2026 | Jun 12, 2026 |
| 10-Q | Quarterly report | May 11, 2026 | Mar 31, 2026 |
| 8-K |
Current report
Other events
|
Apr 28, 2026 | Apr 28, 2026 |
| 8-K |
Current report
Auditor change
|
Mar 31, 2026 | Mar 27, 2026 |
All 114 Standard Premium Finance Holdings, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.