Q3 FY2026 · ended Sep 30, 2026 · Revenue $638,000, -60.1% YoY · Filed Oct 30, 2026
Southern First Bancshares, Inc. (SFST) files with the SEC under industry code 6021, National Commercial Banks. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $638,000 and net income of $12.2 million. Free cash flow was $20.4 million.
Revenue
$638,000
-60.1% vs year-ago quarter
Net income
$12.23M
+41.2% vs year-ago quarter
Operating cash flow
$21.35M
+47.4% vs year-ago quarter
Free cash flow
$20.41M
+41.8% vs year-ago quarter
EPS
$1.28
+19.6% vs year-ago quarter
Dividend per share
None
Shares outstanding
9.49M
+15.9% vs year-ago quarter
Net cash
$391.85M
Q3 FY2025
Operating margin
—
Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- SFST (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- SC
- Headquarters
- Greenville, SC
- SEC filer status
- Accelerated filer
- SEC CIK
- 1090009
- Former names
- GREENVILLE FIRST BANCSHARES INC (until Jul 2, 2007)
Other National Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $638,000 | $1.3M | $1.5M | $1.7M | $1.6M |
| Net income | $12.2M | $11.2M | $9.9M | $9.9M | $8.7M |
| Diluted EPS | $1.28 | $1.20 | $1.19 | $1.17 | $1.07 |
| Operating cash flow | $21.3M | $18.0M | $10.8M | -$2.1M | $14.5M |
| Free cash flow | $20.4M | $16.7M | $10.5M | -$2.4M | $14.4M |
| Total assets | $4.9B | $4.7B | $4.6B | $4.4B | $4.4B |
| Total liabilities | $4.4B | $4.2B | $4.2B | $4.0B | $4.0B |
| Stockholders' equity | $462.1M | $452.3M | $379.4M | $368.7M | $356.3M |
| Cash and investments | $545.8M | $506.0M | $467.0M | $397.3M | $413.9M |
| Total debt | — | — | — | — | $22.1M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Oct 30, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 20, 2026 | Oct 20, 2026 |
| 8-K |
Current report
Other events
|
Aug 28, 2026 | Aug 27, 2026 |
| 10-Q | Quarterly report | Aug 3, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Jul 21, 2026 | Jul 21, 2026 |
| 8-K |
Current report
Officer or director change
|
Jun 2, 2026 | Jun 1, 2026 |
All 1000 Southern First Bancshares, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.