Sezzle Inc. balance sheet SEZL

Annual Quarterly

As of Sep 30, 2026, Sezzle Inc. had total assets of $481.6 million and total liabilities of $203.9 million. Total assets were up 31.2% from a year earlier. Stockholders' equity was $277.7 million. It held $70.1 million in cash and investments against $579,000 of total debt, net cash of $69.6 million. The current ratio, current assets divided by current liabilities, was 4.21.

USD in millions, except ratios and per-share amounts. The percent under a figure is the change from the same quarter a year earlier.

Q3 FY2026
Sep 30, 2026
Q2 FY2026
Jun 30, 2026
Q1 FY2026
Mar 31, 2026
Q4 FY2025
Dec 31, 2025
Q3 FY2025
Sep 30, 2025
Q2 FY2025
Jun 30, 2025
Q1 FY2025
Mar 31, 2025
Q4 FY2024
Dec 31, 2024
Assets
Cash
70
-32.7%
80
-10.3%
120
+35.5%
64
-12.5%
104
+30.1%
89
+53.3%
89
+14.3%
73
+8.2%
Cash and investments
70
-32.7%
80
-10.3%
120
+35.5%
64
-12.5%
104
+30.1%
89
+53.3%
89
+14.3%
73
+8.2%
Total current assets
428
+29.8%
408
+31.1%
411
+54.6%
352
+36.6%
329
+41.7%
312
+63.6%
266
+38.7%
258
+23.2%
Total assets
482
+31.2%
456
+30.2%
454
+52.4%
400
+34.1%
367
+45.1%
351
+65.3%
298
+52.3%
298
+40.3%
Liabilities and equity
Accounts payable
56
-2.7%
58
-4.3%
58
-11.9%
56
-18.3%
58
-17.9%
60
-15.1%
65
-11.3%
69
-7.0%
Total current liabilities
102
+8.4%
102
+14.4%
113
+10.8%
90
-15.1%
94
-3.3%
89
-3.3%
102
+9.3%
106
-43.6%
Total liabilities
204
-3.7%
223
+1.5%
258
+49.5%
230
+9.4%
212
+10.4%
220
+36.1%
172
+3.7%
211
+10.5%
Stockholders' equity
278
+78.8%
233
+78.7%
197
+56.4%
170
+93.3%
155
+154.0%
130
+159.3%
126
+324.7%
88
+297.6%
Debt
Lease liabilities
1
-32.2%
1
-32.9%
1
-12.2%
1
-10.3%
1
-8.9%
1
-7.3%
1
-3.5%
1
-11.6%
Total debt
1
-32.2%
1
-32.9%
1
-12.2%
1
-10.3%
1
-8.9%
1
-7.3%
1
-3.5%
1
-11.6%
Net cash
70
-32.7%
79
-10.1%
120
+36.0%
63
-12.5%
103
+30.5%
88
+54.3%
88
+14.5%
72
+8.5%
Ratios
Current ratio
4.21x
4.02x
3.65x
3.92x
3.52x
3.51x
2.62x
2.44x
Debt to equity
0.00x
0.00x
0.00x
0.00x
0.01x
0.01x
0.01x
0.01x
Debt to EBITDA
0.00x
0.00x
0.00x
0.00x
0.01x
0.01x
0.01x
0.01x
Return on equity
65.75%
69.29%
75.37%
78.40%
74.58%
80.20%
84.83%
89.40%
Return on assets
37.91%
35.36%
32.64%
33.26%
31.56%
29.83%
35.79%
26.32%
Book value per share
8.22
6.92
5.86
5.02
4.55
3.83
3.70
2.60
How these figures are calculated

Quarterly columns are single-quarter amounts. When a 10-Q reports only a year-to-date total, as cash flow statements do, the quarter is that total minus the previous quarter's year-to-date total. The fourth quarter is the annual report's full year minus the first nine months. A column marked YTD is a year-to-date total, shown when the earlier report needed for the single quarter is missing. USD in millions, except ratios and per-share amounts. Cash and investments adds short-term and long-term marketable securities to cash. Debt due within a year is the borrowings that are not already in long-term debt. Total debt is those borrowings plus lease liabilities. Net cash is cash and investments minus total debt. Return on equity and return on assets divide the trailing twelve months of net income by the balance on that date. Debt to EBITDA uses the trailing twelve months of EBITDA. More on our methodology.

Company profile

Industry
Services-Business Services, NEC (SIC 7389)
Listed as
SEZL (Nasdaq)
Fiscal year ends
December 31
Incorporated in
DE
Headquarters
Minneapolis, MN
SEC filer status
Large accelerated filer
SEC CIK
1662991
Former names
Sezzle Inc. (until Nov 5, 2026)

Other Services-Business Services, NEC companies

All 136 Services-Business Services, NEC companies

Source: SEC EDGAR filings. This is company-reported data, not investment advice.