FY2025 · ended Dec 31, 2025 · Revenue $417.50M, +8.5% YoY · Filed Mar 6, 2026
Republic Bancorp, Inc. (RBCAA) files with the SEC under industry code 6022, State Commercial Banks. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $417.5 million and net income of $131.3 million. Free cash flow was $161.1 million. As of Jun 30, 2026 it held $354.1 million in cash and investments and $30.1 million in total debt.
Revenue (TTM)
$409.49M
+0.5% vs year-ago TTM
Net income (TTM)
$128.00M
+3.0% vs year-ago TTM
Operating cash flow (TTM)
$144.75M
-15.5% vs year-ago TTM
Free cash flow (TTM)
$136.44M
-16.8% vs year-ago TTM
EPS (TTM)
$6.45
+2.7% vs year-ago TTM
Dividend per share
None
Shares outstanding
—
Net cash
$324.01M
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- State Commercial Banks (SIC 6022)
- Listed as
- RBCAA (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- KY
- Headquarters
- Louisville, KY
- SEC filer status
- Accelerated filer
- SEC CIK
- 921557
Other State Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $417.5M | $384.8M | $360.2M | $326.5M | $309.3M |
| Net income | $131.3M | $101.4M | $90.4M | $91.1M | $87.6M |
| Operating cash flow | $168.2M | $149.0M | $108.5M | $154.8M | $100.3M |
| Free cash flow | $161.1M | $143.2M | $101.6M | $151.3M | $94.5M |
| Total assets | $7.0B | $6.8B | $6.6B | $5.8B | $6.2B |
| Total liabilities | $5.9B | $5.9B | $5.7B | $5.0B | $5.3B |
| Stockholders' equity | $1.1B | $992.0M | $912.8M | $856.6M | $835.1M |
| Cash and investments | $220.0M | $432.2M | $316.6M | $313.7M | $757.0M |
| Total debt | $32.4M | $37.1M | $35.5M | $37.8M | $39.7M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 23, 2026 | Oct 23, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 24, 2026 | Jul 24, 2026 |
| 8-K |
Current report
Officer or director change
|
Jul 20, 2026 | Jul 16, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Jul 15, 2026 | Jul 15, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
May 20, 2026 | May 20, 2026 |
All 1002 Republic Bancorp, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.