In Q3 of fiscal 2026, the quarter ended May 31, 2026, Pineapple Financial Inc. reported revenue of $622,502, down 16.7% from the same quarter a year earlier. Net income was $25.3 million, a profit margin of 4056.2%. Operating income came to $24.9 million, an operating margin of 4005.4%. Diluted earnings per share were $0.99.
USD in millions, except per-share amounts and margins. The percent under a figure is the change from the same quarter a year earlier.
| Line |
TTM
May 31, 2026
|
Q3 FY2026
May 31, 2026
|
Q2 FY2026
Feb 28, 2026
|
Q1 FY2026
Nov 30, 2025
|
Q4 FY2025
Aug 31, 2025
|
Q3 FY2025
May 31, 2025
|
Q2 FY2025
Feb 28, 2025
|
Q1 FY2025
Nov 30, 2024
|
Q4 FY2024
Aug 31, 2024
|
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
3
-6.6%
|
1
-16.7%
|
1
-4.8%
|
1
-5.8%
|
1
+1.4%
|
1
+1.4%
|
1
-5.3%
|
1
+34.6%
|
1
|
| Cost of revenue |
2
+11.2%
|
0
+27.5%
|
0
-14.0%
|
0
-12.3%
|
1
+40.5%
|
0
-41.1%
|
0
+22.1%
|
0
+51.6%
|
0
|
| Gross profit |
1
-23.7%
|
0
-37.8%
|
0
+7.2%
|
0
+1.8%
|
0
-41.2%
|
1
+55.1%
|
0
-26.8%
|
0
+18.8%
|
0
|
| Selling, general and administrative |
2
+5.1%
|
1
+4.7%
|
1
+15.2%
|
0
-5.4%
|
1
-12.6%
|
1
+7.4%
|
1
-3.3%
|
0
-25.5%
|
1
|
| Operating income |
-0
+88.5%
|
25
+3679.7%
|
-18
-2874.6%
|
-7
-846.1%
|
-1
+30.3%
|
-1
+22.3%
|
-1
+9.2%
|
-1
|
-1
|
| Pretax income |
-3
+10.3%
|
25
+4627.2%
|
-19
-3174.1%
|
—
|
-2
-5.9%
|
-1
+34.3%
|
-1
+9.4%
|
-1
+26.8%
|
-2
|
| Net income |
-3
+10.3%
|
25
+4627.2%
|
-19
-3174.1%
|
-6
-879.6%
|
-2
-5.9%
|
-1
+34.3%
|
-1
+9.4%
|
-1
+26.8%
|
-2
|
| Basic EPS |
-0.28
-137.5%
|
0.99
+206.5%
|
-1.21
+30.1%
|
-4.79
-84.2%
|
-1.59
-1937.7%
|
-0.93
-675.0%
|
-1.73
-1630.0%
|
-2.60
-1757.1%
|
0.09
|
| Diluted EPS |
-0.28
-137.5%
|
0.99
+206.5%
|
-1.21
+30.1%
|
-4.79
-84.2%
|
-1.59
-1937.7%
|
-0.93
-675.0%
|
-1.73
-1630.0%
|
-2.60
-1757.1%
|
0.09
|
| Weighted average shares, basic |
11
+339.3%
|
26
+3916.6%
|
16
+3484.1%
|
1
+276.3%
|
1
+105.8%
|
1
-91.1%
|
0
-93.0%
|
0
-94.6%
|
-20
|
| Weighted average shares, diluted |
11
+339.3%
|
26
+3923.9%
|
16
+3484.1%
|
1
+276.3%
|
1
+105.8%
|
1
-91.1%
|
0
-93.0%
|
0
-94.6%
|
-20
|
| Other measures | |||||||||
| Depreciation and amortization |
—
|
0
|
0
|
—
|
—
|
—
|
—
|
0
+35.0%
|
—
|
| EBITDA |
—
|
25
|
-18
|
—
|
—
|
—
|
—
|
-1
|
—
|
| Interest coverage |
—
|
24.30x
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
| Margins | |||||||||
| Gross margin |
41.85%
|
50.47%
|
48.85%
|
49.64%
|
27.75%
|
67.62%
|
43.38%
|
45.92%
|
47.88%
|
| Operating margin |
-13.89%
|
4,005.37%
|
-2,518.81%
|
-909.12%
|
-131.72%
|
-93.26%
|
-80.58%
|
-90.53%
|
-191.49%
|
| Pretax margin |
-114.09%
|
4,056.23%
|
-2,756.20%
|
—
|
-250.80%
|
-74.67%
|
-80.11%
|
-85.75%
|
-240.13%
|
| Profit margin |
-114.09%
|
4,056.23%
|
-2,756.20%
|
-891.62%
|
-250.80%
|
-74.67%
|
-80.11%
|
-85.75%
|
-240.13%
|
| EBITDA margin |
—
|
4,046.34%
|
-2,484.66%
|
—
|
—
|
—
|
—
|
-66.31%
|
—
|
How these figures are calculated
Quarterly columns are single-quarter amounts. When a 10-Q reports only a year-to-date total, as cash flow statements do, the quarter is that total minus the previous quarter's year-to-date total. The fourth quarter is the annual report's full year minus the first nine months. A column marked YTD is a year-to-date total, shown when the earlier report needed for the single quarter is missing. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.
New to this? Read How to Read an Income Statement, With a Real Example.
Company profile
- Industry
- Finance Services (SIC 6199)
- Listed as
- PAPL (NYSE), PTIV
- Incorporated in
- British Columbia, Canada
- Headquarters
- North York
- SEC filer status
- , Emerging growth company
- SEC CIK
- 1938109
Other Finance Services companies
Source: SEC EDGAR filings. This is company-reported data, not investment advice.