FY2025 · ended Dec 31, 2025 · Revenue $3.20M, -1.7% YoY · Filed Mar 13, 2026
Op Bancorp (OPBK) files with the SEC under industry code 6022, State Commercial Banks. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $3.2 million and net income of $25.6 million. Free cash flow was $23.4 million. As of Jun 30, 2026 it held $175.1 million in cash and investments and $9.9 million in total debt.
Revenue (TTM)
$2.17M
-44.1% vs year-ago TTM
Net income (TTM)
$28.95M
+29.8% vs year-ago TTM
Operating cash flow (TTM)
$27.91M
+61.4% vs year-ago TTM
Free cash flow (TTM)
$27.01M
+96.4% vs year-ago TTM
EPS (TTM)
$1.95
+31.2% vs year-ago TTM
Dividend per share (TTM)
$0.50
+4.2% vs year-ago TTM
Shares outstanding
14.89M
-0.2% vs prior year
Net cash
$165.19M
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- State Commercial Banks (SIC 6022)
- Listed as
- OPBK (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- CA
- Headquarters
- Los Angeles, CA
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 1722010
Other State Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $3.2M | $3.3M | $2.1M | $1.7M | $1.6M |
| Net income | $25.6M | $21.1M | $23.9M | $33.3M | $28.8M |
| Diluted EPS | $1.72 | $1.39 | $1.55 | $2.14 | $1.88 |
| Operating cash flow | $26.2M | $31.2M | $67.8M | $83.7M | -$28.3M |
| Free cash flow | $23.4M | $29.7M | $65.6M | $82.3M | -$29.4M |
| Total assets | $2.7B | $2.4B | $2.1B | $2.1B | $1.7B |
| Total liabilities | $2.4B | $2.2B | $2.0B | $1.9B | $1.6B |
| Stockholders' equity | $227.9M | $205.0M | $192.6M | $176.9M | $165.2M |
| Cash and investments | $167.3M | $320.9M | $285.5M | $292.8M | $265.9M |
| Total debt | $11.2M | $7.9M | $9.3M | $10.2M | $10.3M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations, Regulation FD disclosure, Other events
|
Oct 22, 2026 | Oct 22, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure, Other events
|
Jul 23, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 28, 2026 | May 28, 2026 |
| 10-Q | Quarterly report | May 15, 2026 | Mar 31, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure, Other events
|
Apr 23, 2026 | Apr 23, 2026 |
All 424 Op Bancorp SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.