Net income was $428.5 million. Diluted earnings per share were $11.79.
USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.
| Line |
FY 2017
Sep 30, 2017
|
FY 2025
Dec 31, 2025
|
FY 2024
Dec 31, 2024
|
FY 2023
Dec 31, 2023
|
FY 2022
Dec 31, 2022
|
FY 2021
Dec 31, 2021
|
FY 2020
Dec 31, 2020
|
FY 2019
Dec 31, 2019
|
FY 2018
Dec 31, 2018
|
FY 2014
Dec 31, 2014
|
FY 2013
Dec 31, 2013
|
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
0
|
0
|
| Cost of revenue |
—
|
226
-10.3%
|
252
+14.8%
|
220
+30.5%
|
168
+55.0%
|
109
+3.5%
|
105
+2.9%
|
102
+33.4%
|
76
|
—
|
—
|
| Pretax income |
—
|
556
+143.4%
|
229
+232.7%
|
69
-86.3%
|
502
-0.1%
|
502
+11.5%
|
450
+154.9%
|
177
-38.3%
|
286
|
470
+0.9%
|
466
+69.6%
|
| Income tax |
—
|
128
+143.0%
|
53
+171.7%
|
19
-82.9%
|
113
-2.4%
|
116
+14.8%
|
101
+184.5%
|
35
-39.7%
|
59
|
160
-0.6%
|
161
+67.8%
|
| Net income |
—
|
428
+132.8%
|
184
+104.9%
|
90
-77.9%
|
407
+3.5%
|
393
+11.6%
|
352
+148.5%
|
142
-37.8%
|
228
|
308
+1.6%
|
303
+70.0%
|
| Basic EPS |
—
|
11.79
+134.9%
|
5.02
+109.2%
|
2.40
-77.8%
|
10.82
+6.1%
|
10.20
|
—
|
—
|
—
|
—
|
—
|
| Diluted EPS |
—
|
11.79
+134.9%
|
5.02
+109.2%
|
2.40
-77.8%
|
10.82
+6.1%
|
10.20
|
—
|
—
|
—
|
—
|
—
|
| Weighted average shares, basic |
—
|
36
-0.8%
|
37
-2.1%
|
37
-0.5%
|
38
-2.5%
|
39
|
—
|
—
|
—
|
—
|
—
|
| Weighted average shares, diluted |
—
|
36
-0.8%
|
37
-2.1%
|
37
-0.5%
|
38
-2.5%
|
39
|
—
|
—
|
—
|
—
|
—
|
| Other measures | |||||||||||
| Depreciation and amortization |
—
|
91
-31.6%
|
133
-8.8%
|
145
-17.5%
|
176
+33.2%
|
132
-33.3%
|
198
+3.0%
|
193
+4.3%
|
185
|
108
+35.8%
|
79
-31.9%
|
| Margins | |||||||||||
| Effective tax rate |
—
|
23.00%
|
23.04%
|
28.21%
|
22.54%
|
23.07%
|
22.39%
|
20.06%
|
20.53%
|
34.13%
|
34.63%
|
How these figures are calculated
Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.
New to this? Read How to Read an Income Statement, With a Real Example.
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- NNI (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- NE
- Headquarters
- Lincoln, NE
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1258602
Other Personal Credit Institutions companies
- Affirm Holdings, Inc. AFRM
- OneMain Holdings, Inc. OMF
- Credit Acceptance Corp CACC
- Enova International, Inc. ENVA
- Bread Financial Holdings, Inc. BFH
- SLM Corp SLM
- Happen, Inc. HAPN
- Atlanticus Holdings Corp ATLC
Source: SEC EDGAR filings. This is company-reported data, not investment advice.