FY2025 · ended Dec 31, 2025 · Revenue $8.18M, +9.8% YoY · Filed Mar 27, 2026
National Bankshares, Inc. (NKSH) files with the SEC under industry code 6021, National Commercial Banks. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $8.2 million and net income of $15.8 million. Free cash flow was $15.2 million. As of Jun 30, 2026 it held $707.2 million in cash and investments and $1.8 million in total debt.
Revenue (TTM)
$8.51M
+9.5% vs year-ago TTM
Net income (TTM)
$20.31M
+80.0% vs year-ago TTM
Operating cash flow (TTM)
$20.07M
+52.2% vs year-ago TTM
Free cash flow (TTM)
$18.42M
EPS (TTM)
$3.19
+80.0% vs year-ago TTM
Dividend per share (TTM)
$1.53
+1.3% vs year-ago TTM
Shares outstanding
6.37M
+0.1% vs prior year
Net cash
$705.43M
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- NKSH (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- VA
- Headquarters
- Blacksburg, VA
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 796534
Other National Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $8.2M | $7.4M | $7.1M | $7.0M | $6.7M |
| Net income | $15.8M | $7.6M | $15.7M | $25.9M | $20.4M |
| Diluted EPS | $2.49 | $1.24 | $2.66 | — | — |
| Operating cash flow | $17.9M | $9.4M | $15.5M | $29.5M | $22.9M |
| Free cash flow | $15.2M | $6.2M | $14.0M | $28.2M | $22.6M |
| Total assets | $1.8B | $1.8B | $1.7B | $1.7B | $1.7B |
| Total liabilities | $1.6B | $1.7B | $1.5B | $1.6B | $1.5B |
| Stockholders' equity | $184.9M | $156.4M | $140.5M | $122.7M | $191.8M |
| Cash and investments | $713.6M | $710.0M | $618.6M | $656.9M | $686.1M |
| Total debt | $2.0M | $1.5M | — | — | — |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Regulation FD disclosure
|
Nov 3, 2026 | Nov 3, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Nov 3, 2026 | Nov 3, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 22, 2026 | Oct 22, 2026 |
| 10-Q | Quarterly report | Aug 12, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 23, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Other events
|
Jul 2, 2026 | Jul 2, 2026 |
All 868 National Bankshares, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.