FY2025 · ended Dec 31, 2025 · Revenue $1.66B, +7.5% YoY · Filed Feb 18, 2026
M&T Bank Corporation (MTB) files with the SEC under industry code 6022, State Commercial Banks. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $1.7 billion and net income of $2.9 billion. As of Sep 30, 2026 it held $32.6 billion in cash and investments and $20.0 billion in total debt.
Revenue (TTM)
$1.72B
+5.5% vs year-ago TTM
Net income (TTM)
$3.02B
+8.8% vs year-ago TTM
Operating cash flow (TTM)
$4.06B
-2.4% vs year-ago TTM
Free cash flow
$3.65B
-16.3% vs prior year
EPS (TTM)
$19.14
+18.2% vs year-ago TTM
Dividend per share (TTM)
$6.00
+8.1% vs year-ago TTM
Shares outstanding
149.00M
-9.3% vs prior year
Net cash
$12.61B
as of Sep 30, 2026
Operating margin
—
Company profile
- Industry
- State Commercial Banks (SIC 6022)
- Listed as
- MTB (NYSE), MTB-PH (NYSE), MTB-PJ (NYSE), MTB-PK (NYSE), MTB-PL (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- NY
- Headquarters
- Buffalo, NY
- SEC filer status
- Large accelerated filer
- SEC CIK
- 36270
- Former names
- FIRST EMPIRE STATE CORP (until May 18, 1998)
Other State Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $1.7B | $1.5B | $9.6B | $8.2B | $6.0B |
| Net income | $2.9B | $2.6B | $2.7B | $2.0B | $1.9B |
| Diluted EPS | $17.00 | $14.64 | $15.79 | $11.53 | $13.80 |
| Operating cash flow | $3.0B | $3.6B | $3.9B | $4.6B | $2.7B |
| Free cash flow | — | — | $3.6B | $4.4B | $2.6B |
| Total assets | $213.5B | $208.1B | $208.3B | $200.7B | $155.1B |
| Total liabilities | $184.3B | $179.1B | $181.3B | $175.4B | $137.2B |
| Stockholders' equity | $29.2B | $29.0B | $27.0B | $25.3B | $17.9B |
| Cash and investments | $42.0B | $39.6B | $40.2B | $37.2B | $5.3B |
| Total debt | $13.7B | $14.3B | $14.2B | $8.2B | $4.0B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 16, 2026 | Oct 16, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Sep 28, 2026 | Sep 28, 2026 |
| 8-K |
Current report
Other events
|
Sep 22, 2026 | Sep 22, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Sep 14, 2026 | Sep 14, 2026 |
| 10-Q | Quarterly report | Aug 4, 2026 | Jun 30, 2026 |
All 1009 M&T Bank Corporation SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.