FY2025 · ended Dec 31, 2025 · Revenue $49.73M · Filed Mar 17, 2026
Mechanics Bancorp (MCHB) files with the SEC under industry code 6022, State Commercial Banks. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $49.7 million and net income of $265.7 million. Free cash flow was $187.1 million. As of Sep 30, 2026 it held $602.5 million in cash and investments and $210.3 million in total debt.
Revenue (TTM)
$55.97M
Net income (TTM)
$258.97M
+25.6% vs year-ago TTM
Operating cash flow (TTM)
$207.34M
+34.1% vs year-ago TTM
Free cash flow (TTM)
$195.29M
+31.0% vs year-ago TTM
EPS (TTM)
$1.16
+15.0% vs year-ago TTM
Dividend per share
$0.65
-53.6% vs prior year
Shares outstanding
18.92M
+0.3% vs prior year
Net cash
$392.17M
as of Sep 30, 2026
Operating margin
—
Company profile
- Industry
- State Commercial Banks (SIC 6022)
- Listed as
- MCHB (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- WA
- Headquarters
- Walnut Creek, CA
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 1518715
- Former names
- HomeStreet, Inc. (until Aug 22, 2025)
Other State Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $49.7M | — | — | — | — |
| Net income | $265.7M | $29.0M | -$27.5M | $66.5M | $115.4M |
| Diluted EPS | $1.27 | $0.14 | -$1.46 | $3.49 | $5.46 |
| Operating cash flow | $193.6M | $292.3M | $8.0M | $218.3M | $173.0M |
| Free cash flow | $187.1M | $285.9M | $4.2M | $211.5M | $170.1M |
| Total assets | $22.4B | $16.5B | $9.4B | $9.4B | $7.2B |
| Total liabilities | $19.5B | $14.2B | $8.9B | $8.8B | $6.5B |
| Stockholders' equity | $2.9B | $2.3B | $2.2B | $562.1M | $715.3M |
| Cash and investments | $1.0B | $2.1B | $1.5B | $1.5B | $1.1B |
| Total debt | $278.8M | $1.1B | $2.0B | $1.3B | $217.4M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 28, 2026 | Oct 28, 2026 |
| 8-K |
Current report
Other events
|
Sep 17, 2026 | Sep 16, 2026 |
| 8-K |
Current report
Other events
|
Aug 20, 2026 | Aug 19, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Jul 29, 2026 | Jul 29, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 1, 2026 | May 28, 2026 |
All 1000 Mechanics Bancorp SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.