Q3 FY2026 · ended Sep 30, 2026 · Revenue $9.81B, +14.0% YoY · Filed Oct 29, 2026
Mastercard Incorporated (MA) files with the SEC under industry code 7389, Services-Business Services, NEC. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $9.8 billion and net income of $4.6 billion. Free cash flow was $4.9 billion. As of Sep 30, 2026 it held $10.5 billion in cash and investments and $23.9 billion in total debt.
Revenue
$9.81B
+14.0% vs year-ago quarter
Net income
$4.63B
+17.9% vs year-ago quarter
Operating cash flow
$5.09B
-10.2% vs year-ago quarter
Free cash flow
$4.87B
-11.3% vs year-ago quarter
EPS
$5.28
+21.7% vs year-ago quarter
Dividend per share
$0.87
+14.5% vs year-ago quarter
Shares outstanding
122.53M
+11.6% vs year-ago quarter
Net cash
$-13.47B
Q3 FY2026
Operating margin
58.6%
TTM
Company profile
- Industry
- Services-Business Services, NEC (SIC 7389)
- Listed as
- MA (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Purchase, NY
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1141391
Other Services-Business Services, NEC companies
- Visa Inc. V
- Alibaba Group Holding Ltd BABA
- Accenture plc ACN
- Uber Technologies, Inc UBER
- PDD Holdings Inc. PDD
- Mercadolibre Inc MELI
- DoorDash, Inc. DASH
- Relx PLC RELX
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $9.8B | $9.3B | $8.4B | $8.8B | $8.6B |
| Operating income | $5.9B | $5.6B | $4.9B | $4.9B | $5.1B |
| Net income | $4.6B | $4.4B | $3.9B | $4.1B | $3.9B |
| Diluted EPS | $5.28 | $4.97 | $4.35 | $4.53 | $4.34 |
| Operating cash flow | $5.1B | $3.8B | $3.0B | $5.0B | $5.7B |
| Free cash flow | $4.9B | $3.5B | $2.8B | $4.9B | $5.5B |
| Total assets | $58.1B | $57.7B | $52.4B | $54.2B | $53.3B |
| Total liabilities | $51.4B | $52.1B | $45.7B | $46.4B | $45.4B |
| Stockholders' equity | $6.8B | $5.6B | $6.7B | $7.7B | $7.9B |
| Cash and investments | $10.5B | $11.6B | $8.2B | $10.9B | $10.6B |
| Total debt | $23.9B | $24.6B | $19.0B | $19.8B | $19.0B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Oct 29, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 29, 2026 | Oct 29, 2026 |
| 10-Q | Quarterly report | Jul 30, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 30, 2026 | Jul 30, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 17, 2026 | Jun 16, 2026 |
| 8-K |
Current report
Other events
|
Jun 8, 2026 | Jun 4, 2026 |
All 1001 Mastercard Incorporated SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.