Q3 FY2026 · ended Sep 30, 2026 · Revenue $336.10M, +72.8% YoY · Filed Nov 5, 2026
Lemonade, Inc. (LMND) files with the SEC under industry code 6331, Fire, Marine & Casualty Insurance. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $336.1 million and a net loss of $43.7 million. Free cash flow was $1.9 million. As of Sep 30, 2026 it held $442.0 million in cash and investments and $18.0 million in total debt.
Revenue
$336.10M
+72.8% vs year-ago quarter
Net income
$-43.70M
-16.5% vs year-ago quarter
Operating cash flow
$7.30M
+62.2% vs year-ago quarter
Free cash flow
$1.90M
-26.9% vs year-ago quarter
EPS
$-0.56
-9.8% vs year-ago quarter
Dividend per share
None
Shares outstanding
77.92M
+4.3% vs year-ago quarter
Net cash
$424.00M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Fire, Marine & Casualty Insurance (SIC 6331)
- Listed as
- LMND (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- New York, NY
- SEC filer status
- Large accelerated filer
- SEC CIK
- 1691421
Other Fire, Marine & Casualty Insurance companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $336.1M | $294.4M | $258.0M | $228.1M | $194.5M |
| Net income | -$43.7M | -$43.4M | -$35.8M | -$21.7M | -$37.5M |
| Diluted EPS | -$0.56 | -$0.56 | -$0.47 | -$0.29 | -$0.51 |
| Operating cash flow | $7.3M | -$3.4M | -$600,000 | $20.7M | $4.5M |
| Free cash flow | $1.9M | -$8.0M | -$4.1M | $17.6M | $2.6M |
| Total assets | $2.1B | $2.0B | $2.0B | $1.9B | $1.9B |
| Total liabilities | $1.6B | $1.5B | $1.4B | $1.4B | $1.4B |
| Stockholders' equity | $471.8M | $499.5M | $518.0M | $533.6M | $516.2M |
| Cash and investments | $442.0M | $376.8M | $393.8M | $399.1M | $369.4M |
| Total debt | $18.0M | $20.0M | $20.8M | $24.0M | $12.7M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K/A |
Amended current report
Officer or director change
|
Oct 15, 2026 | Jul 27, 2026 |
| 10-Q | Quarterly report | Aug 4, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Officer or director change
|
Jul 29, 2026 | Jul 27, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 29, 2026 | Jul 29, 2026 |
| 8-K |
Current report
Material agreement, New debt
|
Jun 24, 2026 | Jun 22, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 5, 2026 | Jun 3, 2026 |
All 528 Lemonade, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.