FY2025 · ended Dec 31, 2025 · Revenue $4.79B, +3.3% YoY · Filed Feb 11, 2026
Kemper Corporation (KMPR) files with the SEC under industry code 6331, Fire, Marine & Casualty Insurance. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $4.8 billion and net income of $143.3 million. Free cash flow was $553.9 million. As of Jun 30, 2026 it held $81.2 million in cash and investments and $944.5 million in total debt.
Revenue (TTM)
$4.57B
-4.5% vs year-ago TTM
Net income (TTM)
$-495.50M
-244.3% vs year-ago TTM
Operating cash flow (TTM)
$434.20M
-26.0% vs year-ago TTM
Free cash flow (TTM)
$396.60M
-28.0% vs year-ago TTM
EPS (TTM)
$-8.30
-256.2% vs year-ago TTM
Dividend per share (TTM)
$1.28
+1.6% vs year-ago TTM
Shares outstanding
58.71M
-8.1% vs prior year
Net cash
$-863.30M
as of Jun 30, 2026
Operating margin
-1.4%
FY 2023
Company profile
- Industry
- Fire, Marine & Casualty Insurance (SIC 6331)
- Listed as
- KMPR (NYSE), KMPB (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Chicago, IL
- SEC filer status
- Large accelerated filer
- SEC CIK
- 860748
- Former names
- UNITRIN INC (until Aug 19, 2011)
Other Fire, Marine & Casualty Insurance companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $4.8B | $4.6B | $4.9B | $5.5B | $5.7B |
| Operating income | — | — | -$68.9M | -$166.6M | -$334.0M |
| Net income | $143.3M | $317.8M | -$272.1M | -$286.6M | -$123.7M |
| Diluted EPS | $2.29 | $4.91 | -$4.25 | -$4.50 | -$1.92 |
| Operating cash flow | $584.5M | $382.9M | -$134.2M | -$210.3M | $350.7M |
| Free cash flow | $553.9M | $329.7M | -$188.0M | -$241.1M | $292.9M |
| Total assets | $12.5B | $12.6B | $12.7B | $13.3B | $14.9B |
| Total liabilities | $9.8B | $9.8B | $10.2B | $10.6B | $10.9B |
| Stockholders' equity | $2.7B | $2.8B | $2.5B | $241.1M | -$849.7M |
| Cash and investments | $6.9B | $6.5B | $6.9B | $7.1B | $8.1B |
| Total debt | $1.0B | $1.4B | $1.5B | $1.5B | $1.2B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 28, 2026 | Oct 28, 2026 |
| 10-Q | Quarterly report | Aug 5, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 5, 2026 | Aug 5, 2026 |
| 8-K |
Current report
Officer or director change
|
Jul 21, 2026 | Jul 20, 2026 |
| 8-K |
Current report
Officer or director change
|
May 27, 2026 | May 21, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 7, 2026 | May 6, 2026 |
All 1001 Kemper Corporation SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.