Independent Bank Corporation splits its revenue into 5 lines in its filings. The largest line in Q3 of fiscal 2026, the quarter ended Sep 30, 2026 was Interchange Income at $4.6 million, 50% of the total.
USD in millions. The percent under a figure is the change from the same quarter a year earlier.
| Line |
TTM
Sep 30, 2026
|
Q3 FY2026
Sep 30, 2026
|
Q2 FY2026
Jun 30, 2026
|
Q1 FY2026
Mar 31, 2026
|
Q4 FY2025
Dec 31, 2025
|
Q3 FY2025
Sep 30, 2025
|
Q2 FY2025
Jun 30, 2025
|
Q1 FY2025
Mar 31, 2025
|
Q4 FY2024
Dec 31, 2024
|
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
33
|
9
|
8
|
8
|
8
|
9
|
8
|
7
|
8
|
| Interchange Income |
15
+4.8%
share 44.3%
|
5
+11.6%
share 49.9%
|
4
share 43.6%
|
3
+3.4%
share 42.6%
|
3
-3.3%
share 40.2%
|
4
share 46.6%
|
—
|
3
share 42.6%
|
3
share 42.9%
|
| Service Charges On Deposits |
12
+4.9%
share 37.8%
|
3
+7.1%
share 36.1%
|
3
+4.0%
share 37.8%
|
3
+4.3%
share 38.7%
|
3
+4.0%
share 39.0%
|
3
share 35.1%
|
3
share 37.8%
|
3
share 38.3%
|
3
share 38.8%
|
| Other Deposit Related Income |
—
|
—
|
1
-4.7%
share 8.1%
|
1
-5.9%
share 8.0%
|
1
-1.7%
share 8.1%
|
1
share 7.8%
|
1
share 8.8%
|
1
share 8.8%
|
1
share 8.6%
|
| Asset Management Revenue |
2
+9.9%
share 5.4%
|
0
+18.6%
share 5.3%
|
0
+11.5%
share 5.3%
|
0
+3.4%
share 5.6%
|
0
+6.0%
share 5.3%
|
0
share 4.6%
|
0
share 5.0%
|
0
share 5.6%
|
0
share 5.2%
|
| Transaction Based Revenue |
2
-7.6%
share 4.6%
|
0
-78.4%
share 1.2%
|
0
+2.1%
share 5.2%
|
0
+12.2%
share 5.1%
|
1
+68.5%
share 7.3%
|
1
share 5.9%
|
0
share 5.3%
|
0
share 4.7%
|
0
share 4.5%
|
How these figures are calculated
Quarterly columns are single-quarter amounts. When a 10-Q reports only a year-to-date total, as cash flow statements do, the quarter is that total minus the previous quarter's year-to-date total. The fourth quarter is the annual report's full year minus the first nine months. A column marked YTD is a year-to-date total, shown when the earlier report needed for the single quarter is missing. USD in millions. Each group is a separate split of total revenue, so the groups are not added together. Share of revenue is that line divided by total revenue. The first column adds the latest year-to-date segment amount to the last fiscal year and subtracts the year-ago year-to-date amount. More on our methodology.
Company profile
- Industry
- State Commercial Banks (SIC 6022)
- Listed as
- IBCP (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- MI
- Headquarters
- Grand Rapids, MI
- SEC filer status
- Accelerated filer
- SEC CIK
- 39311
Other State Commercial Banks companies
Source: SEC EDGAR filings. This is company-reported data, not investment advice.