FY2025 · ended Dec 31, 2025 · Revenue $847.33M, +3.7% YoY · Filed Mar 19, 2026
Heritage Insurance Holdings, Inc. (HRTG) files with the SEC under industry code 6331, Fire, Marine & Casualty Insurance. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $847.3 million and net income of $195.6 million. Free cash flow was $174.2 million. As of Jun 30, 2026 it held $1.4 billion in cash and investments and $91.8 million in total debt.
Revenue (TTM)
$854.63M
+1.5% vs year-ago TTM
Net income (TTM)
$215.29M
+101.3% vs year-ago TTM
Operating cash flow (TTM)
$304.66M
+1303.5% vs year-ago TTM
Free cash flow (TTM)
$297.75M
+963.5% vs year-ago TTM
EPS (TTM)
$7.01
+102.1% vs year-ago TTM
Dividend per share
$0.24
+0.0% vs prior year
Shares outstanding
30.72M
+0.4% vs prior year
Net cash
$1.30B
as of Jun 30, 2026
Operating margin
34.5%
FY 2026
Company profile
- Industry
- Fire, Marine & Casualty Insurance (SIC 6331)
- Listed as
- HRTG (NYSE)
- Incorporated in
- DE
- Headquarters
- Tampa, FL
- SEC filer status
- Accelerated filer
- SEC CIK
- 1598665
- Former names
- Heritage Insurance Holdings, LLC (until May 20, 2014)
Other Fire, Marine & Casualty Insurance companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $847.3M | $817.0M | $735.5M | $662.5M | $631.6M |
| Operating income | $267.2M | $93.6M | $63.2M | -$157.4M | -$68.1M |
| Net income | $195.6M | $61.5M | $45.3M | -$154.4M | -$74.7M |
| Diluted EPS | $6.32 | $2.01 | $1.73 | -$5.86 | -$2.69 |
| Operating cash flow | $182.2M | $87.1M | $70.4M | -$34.3M | $60.1M |
| Free cash flow | $174.2M | $78.9M | $60.5M | -$42.8M | $59.1M |
| Total assets | $2.2B | $2.5B | $2.1B | $2.4B | $2.0B |
| Total liabilities | $1.7B | $2.2B | $1.9B | $2.3B | $1.6B |
| Stockholders' equity | $505.3M | $290.8M | $220.3M | $131.0M | $343.1M |
| Cash and investments | $1.3B | $1.1B | $1.0B | $916.5M | $1.0B |
| Total debt | $99.8M | $141.3M | $148.2M | $160.2M | $151.9M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Oct 28, 2026 | Oct 28, 2026 |
| 10-Q | Quarterly report | Aug 7, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Aug 5, 2026 | Aug 5, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jun 11, 2026 | Jun 10, 2026 |
| 8-K |
Current report
Other events
|
May 29, 2026 | May 28, 2026 |
| 10-Q | Quarterly report | May 8, 2026 | Mar 31, 2026 |
All 790 Heritage Insurance Holdings, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.