Heritage Insurance Holdings, Inc. HRTG

FY2025 · ended Dec 31, 2025 · Revenue $847.33M, +3.7% YoY · Filed Mar 19, 2026

Heritage Insurance Holdings, Inc. (HRTG) files with the SEC under industry code 6331, Fire, Marine & Casualty Insurance. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $847.3 million and net income of $195.6 million. Free cash flow was $174.2 million. As of Jun 30, 2026 it held $1.4 billion in cash and investments and $91.8 million in total debt.

Revenue (TTM)
$854.63M
+1.5% vs year-ago TTM
Net income (TTM)
$215.29M
+101.3% vs year-ago TTM
Operating cash flow (TTM)
$304.66M
+1303.5% vs year-ago TTM
Free cash flow (TTM)
$297.75M
+963.5% vs year-ago TTM
EPS (TTM)
$7.01
+102.1% vs year-ago TTM
Dividend per share
$0.24
+0.0% vs prior year
Shares outstanding
30.72M
+0.4% vs prior year
Net cash
$1.30B
as of Jun 30, 2026
Operating margin
34.5%
FY 2026

Company profile

Industry
Fire, Marine & Casualty Insurance (SIC 6331)
Listed as
HRTG (NYSE)
Incorporated in
DE
Headquarters
Tampa, FL
SEC filer status
Accelerated filer
SEC CIK
1598665
Former names
Heritage Insurance Holdings, LLC (until May 20, 2014)

Other Fire, Marine & Casualty Insurance companies

Key figures

Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.

Line
FY 2025
Dec 31, 2025
FY 2024
Dec 31, 2024
FY 2023
Dec 31, 2023
FY 2022
Dec 31, 2022
FY 2021
Dec 31, 2021
Revenue
$847.3M
$817.0M
$735.5M
$662.5M
$631.6M
Operating income
$267.2M
$93.6M
$63.2M
-$157.4M
-$68.1M
Net income
$195.6M
$61.5M
$45.3M
-$154.4M
-$74.7M
Diluted EPS
$6.32
$2.01
$1.73
-$5.86
-$2.69
Operating cash flow
$182.2M
$87.1M
$70.4M
-$34.3M
$60.1M
Free cash flow
$174.2M
$78.9M
$60.5M
-$42.8M
$59.1M
Total assets
$2.2B
$2.5B
$2.1B
$2.4B
$2.0B
Total liabilities
$1.7B
$2.2B
$1.9B
$2.3B
$1.6B
Stockholders' equity
$505.3M
$290.8M
$220.3M
$131.0M
$343.1M
Cash and investments
$1.3B
$1.1B
$1.0B
$916.5M
$1.0B
Total debt
$99.8M
$141.3M
$148.2M
$160.2M
$151.9M

Recent SEC filings

Recent SEC filings
Form Description Filed Period
8-K Current report
Results of operations
Oct 28, 2026 Oct 28, 2026
10-Q Quarterly report Aug 7, 2026 Jun 30, 2026
8-K Current report
Results of operations
Aug 5, 2026 Aug 5, 2026
8-K Current report
Shareholder vote results
Jun 11, 2026 Jun 10, 2026
8-K Current report
Other events
May 29, 2026 May 28, 2026
10-Q Quarterly report May 8, 2026 Mar 31, 2026

Source: SEC EDGAR filings. This is company-reported data, not investment advice.