Guidewire Software, Inc. balance sheet GWRE

Annual Quarterly

As of Jul 31, 2026, Guidewire Software, Inc. had total assets of $2.6 billion and total liabilities of $1.4 billion. Total assets were down 5.3% from a year earlier. Stockholders' equity was $1.2 billion. It held $1.2 billion in cash and investments against $36.9 million of total debt, net cash of $1.2 billion. The current ratio, current assets divided by current liabilities, was 1.79.

USD in millions, except ratios and per-share amounts. The percent under a figure is the change from the year before.

Line	FY 2026 Jul 31, 2026	FY 2025 Jul 31, 2025	FY 2024 Jul 31, 2024	FY 2023 Jul 31, 2023	FY 2022 Jul 31, 2022	FY 2021 Jul 31, 2021	FY 2020 Jul 31, 2020	FY 2019 Jul 31, 2019	FY 2018 Jul 31, 2018	FY 2017 Jul 31, 2017
Assets
Cash	373 -46.6%	698 +27.4%	548 +36.4%	402 -33.7%	606 +57.5%	385 +4.9%	367 +44.4%	254 -41.9%	437 +66.1%	263 +17.7%
Short-term investments	380 -15.8%	452 -0.9%	456 +14.8%	397 +7.3%	370 -49.6%	735 -4.2%	767 -11.9%	870 +38.1%	630 +103.2%	310 -23.4%
Long-term investments	462 +38.5%	334 +165.1%	126 -2.2%	129 -31.3%	188 -17.5%	227 -24.5%	301 +40.9%	214 +11.8%	191 +66.6%	115 +6.5%
Cash and investments	1,215 -18.1%	1,483 +31.3%	1,129 +21.8%	927 -20.3%	1,164 -13.6%	1,347 -6.1%	1,434 +7.2%	1,338 +6.3%	1,258 +82.9%	688 -6.5%
Receivables	194 +37.7%	141 +2.4%	137 -9.1%	151 +5.0%	144 +38.2%	104 -8.9%	114 -17.5%	138 +10.9%	125 +57.2%	79 +26.5%
Total current assets	1,187 -21.3%	1,507 +16.4%	1,296 +17.8%	1,100 -12.2%	1,253 -7.6%	1,355 +0.9%	1,343 +0.6%	1,335 +9.2%	1,222 +80.0%	679 -4.0%
Property and equipment, net	68 +12.2%	60 +9.1%	55 +1.7%	54 -32.5%	81 +0.8%	80 +22.7%	65 -0.9%	66 +253.9%	19 +29.3%	14 +11.0%
Goodwill	423 +7.4%	394 +5.8%	372 +0.0%	372 +0.0%	372 +9.2%	341 +0.0%	341 +0.0%	341 -0.0%	341 +140.3%	142 +371.6%
Total assets	2,577 -5.3%	2,721 +22.2%	2,226 +9.8%	2,028 -10.5%	2,267 -2.4%	2,322 -1.8%	2,365 +9.1%	2,167 +9.4%	1,981 +83.7%	1,079 +17.8%
Liabilities and equity
Accounts payable	38 +32.2%	29 +89.3%	15 -56.1%	35 -14.4%	40 +45.3%	28 +23.0%	23 -33.9%	34 +11.8%	31 +128.3%	13 +35.1%
Total current liabilities	664 +22.0%	545 -35.0%	838 +124.4%	373 +10.6%	338 +12.4%	300 +33.4%	225 -3.0%	232 -2.5%	238 +41.5%	168 +41.4%
Total liabilities	1,383 +9.4%	1,264 +43.0%	884 +6.7%	828 +1.6%	815 +4.9%	777 +9.7%	708 +19.5%	593 +4.4%	568 +198.3%	190 +44.0%
Stockholders' equity	1,194 -18.1%	1,457 +8.5%	1,343 +11.9%	1,199 -17.4%	1,452 -6.0%	1,545 -6.8%	1,657 +5.2%	1,574 +11.4%	1,414 +59.1%	889 +13.3%
Debt
Long-term debt	—	—	399 +0.4%	397 +10.9%	358 +4.2%	344 +4.1%	330 +4.1%	317 +4.0%	305	—
Lease liabilities	37 -10.3%	41 -6.6%	44 -14.4%	51 -56.2%	117 -7.6%	127 -2.6%	130	—	—	—
Total debt	37 -10.3%	41 -90.7%	443 -1.3%	449 -5.7%	476 +1.0%	471 +2.2%	461 +45.1%	317 +4.0%	305	—
Net cash	1,178 -18.3%	1,442 +110.1%	687 +43.4%	479 -30.4%	688 -21.4%	876 -10.1%	974 -4.6%	1,020 +7.1%	953	—
Ratios
Current ratio	1.79x	2.77x	1.55x	2.95x	3.71x	4.51x	5.96x	5.75x	5.13x	4.03x
Debt to equity	0.03x	0.03x	0.33x	0.37x	0.33x	0.30x	0.28x	0.20x	0.22x	—
Debt to EBITDA	0.21x	0.63x	—	—	—	—	24.56x	7.66x	15.27x	—
Return on equity	11.67%	4.79%	-0.45%	-9.33%	-12.43%	-4.30%	-1.64%	1.32%	-1.89%	2.03%
Return on assets	5.40%	2.57%	-0.27%	-5.52%	-7.96%	-2.86%	-1.15%	0.96%	-1.35%	1.68%
Book value per share	14.56	17.24	16.17	14.73	17.26	18.57	19.85	19.16	17.54	11.85

How these figures are calculated

Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except ratios and per-share amounts. Cash and investments adds short-term and long-term marketable securities to cash. Debt due within a year is the borrowings that are not already in long-term debt. Total debt is those borrowings plus lease liabilities. Net cash is cash and investments minus total debt. Return on equity and return on assets divide the trailing twelve months of net income by the balance on that date. Debt to EBITDA uses the trailing twelve months of EBITDA. More on our methodology.

Company profile

Industry: Services-Prepackaged Software (SIC 7372)
Listed as: GWRE (NYSE)
Fiscal year ends: July 31
Incorporated in: DE
Headquarters: San Mateo, CA
SEC filer status: Large accelerated filer
SEC CIK: 1528396
Former names: Guidewire Software, Inc. (until Nov 2, 2026)

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Source: SEC EDGAR filings. This is company-reported data, not investment advice.