FY2025 · ended Dec 31, 2025 · Revenue $18.43M, +4.0% YoY · Filed Mar 10, 2026
First United Corporation (FUNC) files with the SEC under industry code 6021, National Commercial Banks. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $18.4 million and net income of $24.5 million. Free cash flow was $15.4 million. As of Sep 30, 2026 it held $74.9 million in cash and investments and $64.7 million in total debt.
Revenue
$18.43M
+4.0% vs prior year
Net income
$24.52M
+19.2% vs prior year
Operating cash flow (TTM)
$33.43M
+78.6% vs year-ago TTM
Free cash flow (TTM)
$30.39M
+84.7% vs year-ago TTM
EPS
$3.77
+19.7% vs prior year
Dividend per share (TTM)
$1.06
+15.2% vs year-ago TTM
Shares outstanding
6.50M
+0.4% vs prior year
Net cash
$10.18M
as of Sep 30, 2026
Operating margin
—
Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- FUNC (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- MD
- Headquarters
- Oakland, MD
- SEC filer status
- Accelerated filer, Smaller reporting company
- SEC CIK
- 763907
Other National Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $18.4M | $17.7M | $16.7M | $16.2M | $16.1M |
| Net income | $24.5M | $20.6M | $15.1M | $25.0M | $19.8M |
| Diluted EPS | $3.77 | $3.15 | $2.25 | $3.76 | $2.95 |
| Operating cash flow | $19.4M | $22.3M | $22.5M | $26.5M | $20.0M |
| Free cash flow | $15.4M | $20.4M | $22.1M | $23.0M | $18.9M |
| Total assets | $2.1B | $2.0B | $1.9B | $1.8B | $1.7B |
| Total liabilities | $1.9B | $1.8B | $1.7B | $1.7B | $1.6B |
| Stockholders' equity | $203.6M | $179.3M | $161.9M | $151.8M | $141.9M |
| Cash and investments | $131.6M | $78.3M | $49.8M | $200.2M | $402.5M |
| Total debt | $114.8M | $187.7M | $157.9M | $97.9M | $91.4M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 3, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 19, 2026 | Oct 19, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 29, 2026 | Sep 24, 2026 |
| 8-K |
Current report
Other events
|
Sep 24, 2026 | Sep 23, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Jul 20, 2026 | Jul 20, 2026 |
All 1000 First United Corporation SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.