No annual revenue total was found in Financial Institutions, Inc.'s SEC filings.
Financial Institutions, Inc. (FISI) files with the SEC under industry code 6021, National Commercial Banks. Free cash flow was $13.3 million. As of Jun 30, 2026 it held $1.0 billion in cash and investments and $292.6 million in total debt.
Revenue
—
Net income (TTM)
$82.63M
+336.5% vs year-ago TTM
Operating cash flow (TTM)
$60.87M
+82.0% vs year-ago TTM
Free cash flow (TTM)
$56.24M
+99.5% vs year-ago TTM
EPS (TTM)
$4.03
+299.6% vs year-ago TTM
Dividend per share (TTM)
$1.26
+3.3% vs year-ago TTM
Shares outstanding
19.63M
-2.2% vs prior year
Net cash
$717.07M
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- FISI (Nasdaq), FIISO (OTC), FIISP (OTC)
- Fiscal year ends
- December 31
- Incorporated in
- NY
- Headquarters
- Warsaw, NY
- SEC filer status
- Accelerated filer
- SEC CIK
- 862831
- Former names
- FINANCIAL INSTITUTIONS INC (until Nov 3, 2026)
Other National Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Net income | $74.9M | -$41.6M | $50.3M | $56.6M | $77.7M |
| Diluted EPS | $3.61 | -$2.75 | $3.15 | $3.56 | $4.78 |
| Operating cash flow | $18.8M | $77.1M | $10.9M | $133.6M | $73.0M |
| Free cash flow | $13.3M | $72.2M | $7.9M | $125.2M | $63.6M |
| Total assets | $6.3B | $6.1B | $6.2B | $5.8B | $5.5B |
| Total liabilities | $5.6B | $5.5B | $5.7B | $5.4B | $5.0B |
| Stockholders' equity | $628.9M | $569.0M | $454.8M | $405.6M | $505.1M |
| Cash and investments | $1.0B | $998.4M | $887.7M | $954.4M | $1.2B |
| Total debt | $443.2M | $355.6M | $528.3M | $517.5M | $157.8M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 29, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 8, 2026 | Sep 8, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Aug 26, 2026 | Aug 26, 2026 |
| 10-Q | Quarterly report | Aug 3, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Jul 23, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 21, 2026 | May 20, 2026 |
All 1000 Financial Institutions, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.