Q3 FY2026 · ended Jun 30, 2026 · Revenue $674.19M, +25.7% YoY · Filed Jul 29, 2026
Fair Isaac Corp (FICO) files with the SEC under industry code 7389, Services-Business Services, NEC. In Q3 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $674.2 million and net income of $237.2 million. Free cash flow was $379.6 million. As of Jun 30, 2026 it held $304.5 million in cash and investments and $5.6 billion in total debt.
Revenue
$674.19M
+25.7% vs year-ago quarter
Net income
$237.17M
+30.5% vs year-ago quarter
Operating cash flow
$380.44M
+32.9% vs year-ago quarter
Free cash flow
$379.58M
+33.5% vs year-ago quarter
EPS
$10.45
+41.2% vs year-ago quarter
Dividend per share
None
Shares outstanding
21.60M
-10.0% vs year-ago quarter
Net cash
$-5.29B
Q3 FY2026
Operating margin
51.7%
TTM
Company profile
- Industry
- Services-Business Services, NEC (SIC 7389)
- Listed as
- FICO (NYSE)
- Fiscal year ends
- September 30
- Incorporated in
- DE
- Headquarters
- Bozeman, MT
- SEC filer status
- Large accelerated filer
- SEC CIK
- 814547
- Former names
- FAIR ISAAC & COMPANY INC (until Apr 1, 2003)
Other Services-Business Services, NEC companies
- Visa Inc. V
- Mastercard Inc MA
- Alibaba Group Holding Ltd BABA
- Accenture plc ACN
- Uber Technologies, Inc UBER
- PDD Holdings Inc. PDD
- Mercadolibre Inc MELI
- DoorDash, Inc. DASH
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Jun 30, 2026 |
Q2 FY2026 Mar 31, 2026 |
Q1 FY2026 Dec 31, 2025 |
Q4 FY2025 Sep 30, 2025 |
Q3 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $674.2M | $691.7M | $512.0M | $515.8M | $536.4M |
| Operating income | $362.6M | $402.5M | $234.0M | $237.2M | $262.5M |
| Net income | $237.2M | $264.5M | $158.4M | $155.0M | $181.8M |
| Diluted EPS | $10.45 | $11.14 | $6.61 | $6.42 | $7.40 |
| Operating cash flow | $380.4M | $223.4M | $174.1M | $223.7M | $286.2M |
| Free cash flow | $379.6M | $223.1M | $173.9M | $219.5M | $284.4M |
| Total assets | $2.0B | $2.0B | $1.9B | $1.9B | $1.9B |
| Total liabilities | $6.1B | $4.1B | $3.7B | $3.6B | $3.3B |
| Stockholders' equity | -$4.1B | -$2.1B | -$1.8B | -$1.7B | -$1.4B |
| Cash and investments | $304.5M | $272.5M | $217.9M | $188.8M | $239.8M |
| Total debt | $5.6B | $3.7B | $3.2B | $3.1B | $2.8B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations
|
Nov 4, 2026 | Nov 4, 2026 |
| 8-K |
Current report
Exit or restructuring costs
|
Oct 6, 2026 | Oct 1, 2026 |
| 10-Q | Quarterly report | Jul 29, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 29, 2026 | Jul 29, 2026 |
| 8-K |
Current report
Material agreement, New debt, Other events
|
Jun 8, 2026 | Jun 5, 2026 |
| 10-Q | Quarterly report | Apr 28, 2026 | Mar 31, 2026 |
All 1004 Fair Isaac Corp SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.