Q3 FY2026 · ended Sep 30, 2026 · Revenue $1.69B, +9.6% YoY · Filed Oct 20, 2026
Equifax Inc (EFX) files with the SEC under industry code 7320, Services-Consumer Credit Reporting, Collection Agencies. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $1.7 billion and net income of $211.7 million. Free cash flow was $436.9 million. As of Sep 30, 2026 it held $192.9 million in cash and investments and $5.0 billion in total debt.
Company profile
- Industry
- Services-Consumer Credit Reporting, Collection Agencies (SIC 7320)
- Listed as
- EFX (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- GA
- Headquarters
- Atlanta, GA
- SEC filer status
- Large accelerated filer
- SEC CIK
- 33185
- Former names
- EQUIFAX INC (until Nov 2, 2026)
Other Services-Consumer Credit Reporting, Collection Agencies companies
- S&P Global Inc. SPGI
- Moodys Corp /DE/ MCO
- TransUnion TRU
- Creditriskmonitor Com Inc CRMZ
All 5 Services-Consumer Credit Reporting, Collection Agencies companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $1.7B | $1.7B | $1.6B | $1.6B | $1.5B |
| Operating income | $355.3M | $314.2M | $287.7M | $284.2M | $264.3M |
| Net income | $211.7M | $183.9M | $171.5M | $175.8M | $160.2M |
| Diluted EPS | $1.79 | $1.54 | $1.42 | $1.44 | $1.29 |
| Operating cash flow | $560.4M | $339.8M | $241.9M | $470.8M | $559.9M |
| Free cash flow | $436.9M | $204.8M | $121.5M | $340.8M | $437.9M |
| Total assets | $11.9B | $12.0B | $11.9B | $11.9B | $11.8B |
| Total liabilities | $7.3B | $7.5B | $7.3B | $7.1B | $6.8B |
| Stockholders' equity | $4.5B | $4.4B | $4.5B | $4.6B | $4.9B |
| Cash and investments | $192.9M | $170.1M | $183.4M | $180.8M | $189.0M |
| Total debt | $5.0B | $4.1B | $4.1B | $5.1B | $4.1B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Oct 20, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 20, 2026 | Oct 20, 2026 |
| 8-K |
Current report
Other events
|
Jul 29, 2026 | Jul 22, 2026 |
| 10-Q | Quarterly report | Jul 21, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 21, 2026 | Jul 21, 2026 |
| 8-K |
Current report
Bylaw or fiscal year change
|
Jun 16, 2026 | Jun 16, 2026 |
All 1001 Equifax Inc SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.