FY2025 · ended Dec 31, 2025 · Revenue $20.12M, +1.6% YoY · Filed Aug 19, 2026
CreditRiskMonitor.com, Inc. (CRMZ) files with the SEC under industry code 7320, Services-Consumer Credit Reporting, Collection Agencies. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $20.1 million and net income of $511,161. Free cash flow was $699,923. As of Jun 30, 2026 it held $9.3 million in cash and investments and $68,732 in total debt.
Revenue (TTM)
$20.35M
+1.7% vs year-ago TTM
Net income (TTM)
$-143,583
-112.2% vs year-ago TTM
Operating cash flow (TTM)
$766,980
-48.0% vs year-ago TTM
Free cash flow (TTM)
$632,239
-41.4% vs year-ago TTM
EPS (TTM)
$-0.01
-112.2% vs year-ago TTM
Dividend per share
None
Shares outstanding
10.77M
+0.0% vs prior year
Net cash
$9.27M
as of Jun 30, 2026
Operating margin
-3.3%
FY 2026
Company profile
- Industry
- Services-Consumer Credit Reporting, Collection Agencies (SIC 7320)
- Listed as
- CRMZ (OTC)
- Fiscal year ends
- December 31
- Incorporated in
- NV
- Headquarters
- Las Vegas, NV
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 315958
- Former names
- NEW GENERATION FOODS INC (until Apr 2, 1999)
Other Services-Consumer Credit Reporting, Collection Agencies companies
- S&P Global Inc. SPGI
- Moodys Corp /DE/ MCO
- Equifax Inc EFX
- TransUnion TRU
All 5 Services-Consumer Credit Reporting, Collection Agencies companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $20.1M | $19.8M | $18.9M | $18.0M | $17.1M |
| Operating income | $80,588 | $736,400 | $1.5M | $1.6M | $2.3M |
| Net income | $511,161 | $1.3M | $1.7M | $1.4M | $3.4M |
| Diluted EPS | $0.05 | $0.12 | $0.16 | $0.13 | $0.31 |
| Operating cash flow | $968,188 | $2.9M | $1.4M | $1.7M | $2.0M |
| Free cash flow | $699,923 | $2.5M | $1.1M | $1.5M | $1.6M |
| Total assets | $26.3M | $24.9M | $24.1M | $22.5M | $20.4M |
| Total liabilities | $15.4M | $14.8M | $14.7M | $14.9M | $14.3M |
| Stockholders' equity | $10.9M | $10.2M | $8.8M | $7.6M | $6.1M |
| Cash and investments | $6.2M | $6.7M | $11.0M | $9.9M | $12.4M |
| Total debt | $84,525 | $0 | $1.8M | $2.0M | $2.1M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Officer or director change
|
Sep 18, 2026 | Sep 14, 2026 |
| 10-Q | Quarterly report | Aug 19, 2026 | Jun 30, 2026 |
| 10-Q/A | Amended quarterly report | Aug 19, 2026 | Mar 31, 2026 |
| 10-K/A | Amended annual report | Aug 19, 2026 | Dec 31, 2025 |
| 10-Q/A | Amended quarterly report | Aug 19, 2026 | Sep 30, 2025 |
| 8-K |
Current report
Shareholder vote results
|
Aug 17, 2026 | Aug 12, 2026 |
All 388 CreditRiskMonitor.com, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.