America’s Car-Mart, Inc. balance sheet CRMT

Annual Quarterly

As of Jul 31, 2026, America’s Car-Mart, Inc. had total assets of $1.2 billion and total liabilities of $829.3 million. Total assets were down 25.0% from a year earlier. Stockholders' equity was $376.4 million. It held $27.5 million in cash and investments against $47.4 million of total debt, net debt of $19.9 million.

USD in millions, except ratios and per-share amounts. The percent under a figure is the change from the year before.

FY 2027
Jul 31, 2026
FY 2026
Apr 30, 2026
FY 2025
Apr 30, 2025
FY 2024
Apr 30, 2024
FY 2023
Apr 30, 2023
FY 2022
Apr 30, 2022
FY 2021
Apr 30, 2021
FY 2020
Apr 30, 2020
FY 2019
Apr 30, 2019
FY 2018
Apr 30, 2018
FY 2017
Apr 30, 2017
Assets
Cash
28
+184.8%
47
+378.8%
10
+77.6%
6
-43.6%
10
+41.6%
7
+139.1%
3
-95.1%
60
+3299.5%
2
+71.4%
1
+135.5%
0
-27.9%
Cash and investments
28
+184.8%
47
+378.8%
10
+77.6%
6
-43.6%
10
+41.6%
7
+139.1%
3
-95.1%
60
+3299.5%
2
+71.4%
1
+135.5%
0
-27.9%
Inventory
35
-68.7%
54
-51.8%
112
+4.4%
107
-1.7%
109
-5.2%
115
+40.2%
82
+125.9%
36
-2.9%
37
+11.5%
34
+11.6%
30
+0.8%
Property and equipment, net
40
-27.4%
43
-24.7%
57
-5.7%
60
-2.1%
62
+35.8%
45
+30.8%
35
+15.2%
30
+5.6%
29
-0.2%
29
-5.1%
30
-13.3%
Goodwill
23
-3.8%
23
+0.0%
23
+58.3%
14
+23.1%
12
+35.7%
9
+18.4%
7
+6.8%
7
+1820.3%
0
+0.0%
0
+0.0%
0
+0.0%
Total assets
1,206
-25.0%
1,417
-11.8%
1,606
+8.7%
1,478
+4.4%
1,415
+22.5%
1,155
+40.4%
822
+23.2%
667
+35.5%
493
+8.1%
456
+7.4%
424
+4.4%
Liabilities and equity
Total liabilities
829
-20.5%
971
-6.3%
1,037
+3.0%
1,006
+9.9%
916
+35.1%
678
+63.2%
415
+14.0%
364
+57.2%
232
+3.1%
225
+17.7%
191
+7.8%
Stockholders' equity
376
-33.4%
446
-21.8%
569
+21.0%
471
-5.6%
498
+4.6%
476
+17.2%
406
+34.3%
303
+16.2%
260
+13.0%
230
-1.1%
233
+1.8%
Debt
Long-term debt
—
—
—
—
—
—
—
—
0
—
—
Lease liabilities
47
-29.2%
50
-25.6%
67
+4.3%
64
+3.1%
62
+1.3%
61
-2.2%
63
-0.6%
63
—
—
—
Total debt
47
-29.2%
50
-25.6%
67
+4.3%
64
+3.1%
62
+1.3%
61
-2.2%
63
-0.6%
63
+32505.7%
0
—
—
Net cash
-20
+65.3%
-3
+95.0%
-57
+2.6%
-59
-11.9%
-53
+3.8%
-55
+9.0%
-60
-1523.6%
-4
-337.2%
2
—
—
Ratios
Debt to equity
0.13x
0.11x
0.12x
0.14x
0.12x
0.13x
0.15x
0.21x
0.00x
—
—
Return on equity
-53.76%
-31.22%
3.15%
-6.67%
4.10%
19.94%
25.79%
16.96%
18.29%
15.84%
8.68%
Return on assets
-16.78%
-9.82%
1.12%
-2.12%
1.44%
8.23%
12.75%
7.69%
9.67%
8.01%
4.76%
Book value per share
45.14
53.65
68.91
73.60
78.21
74.77
61.33
45.72
38.87
33.64
30.61
How these figures are calculated

Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except ratios and per-share amounts. Cash and investments adds short-term and long-term marketable securities to cash. Debt due within a year is the borrowings that are not already in long-term debt. Total debt is those borrowings plus lease liabilities. Net cash is cash and investments minus total debt. Return on equity and return on assets divide the trailing twelve months of net income by the balance on that date. Debt to EBITDA uses the trailing twelve months of EBITDA. The first column is the latest balance sheet when it is newer than the latest fiscal year. More on our methodology.

Company profile

Industry
Retail-Auto Dealers & Gasoline Stations (SIC 5500)
Listed as
CRMT (Nasdaq)
Fiscal year ends
April 30
Incorporated in
TX
Headquarters
Rogers, AR
SEC filer status
Accelerated filer, Smaller reporting company
SEC CIK
799850
Former names
AMERICANS CARMART INC (until Jul 19, 2002); CROWN GROUP INC /TX/ (until Mar 14, 2002); CROWN CASINO CORP (until Mar 21, 1997)

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Source: SEC EDGAR filings. This is company-reported data, not investment advice.