Q2 FY2026 · ended Jun 30, 2026 · Revenue $5.43M, +12.7% YoY · Filed Aug 10, 2026
ChoiceOne Financial Services, Inc. (COFS) files with the SEC under industry code 6022, State Commercial Banks. In Q2 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $5.4 million and net income of $12.5 million. Free cash flow was $27.1 million.
Revenue
$5.43M
+12.7% vs year-ago quarter
Net income
$12.46M
-7.9% vs year-ago quarter
Operating cash flow
$29.94M
+152.1% vs year-ago quarter
Free cash flow
$27.13M
+176.7% vs year-ago quarter
EPS
$0.83
-7.8% vs year-ago quarter
Dividend per share
$0.29
+3.6% vs year-ago quarter
Shares outstanding
14.96M
-0.4% vs year-ago quarter
Net cash
$639.55M
Q4 FY2025
Operating margin
—
Company profile
- Industry
- State Commercial Banks (SIC 6022)
- Listed as
- COFS (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- MI
- Headquarters
- Sparta, MI
- SEC filer status
- Accelerated filer
- SEC CIK
- 803164
- Former names
- 1ST COMMUNITY BANCORP INC (until Apr 9, 1998)
Other State Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
Q2 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $5.4M | $5.0M | $5.2M | $5.3M | $4.8M |
| Net income | $12.5M | $13.7M | $13.9M | $14.7M | $13.5M |
| Diluted EPS | $0.83 | $0.91 | $0.92 | $0.97 | $0.90 |
| Operating cash flow | $29.9M | -$177,000 | $14.0M | $15.3M | $11.9M |
| Free cash flow | $27.1M | -$1.7M | $11.9M | $13.7M | $9.8M |
| Total assets | $4.5B | $4.4B | $4.4B | $4.3B | $4.3B |
| Total liabilities | $4.0B | $3.9B | $3.9B | $3.8B | $3.9B |
| Stockholders' equity | $482.7M | $470.0M | $465.4M | $449.6M | $431.8M |
| Cash and investments | $644.2M | $657.7M | $642.4M | $643.0M | $635.7M |
| Total debt | — | — | $2.9M | — | — |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Regulation FD disclosure
|
Nov 5, 2026 | Nov 5, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 30, 2026 | Oct 30, 2026 |
| 10-Q | Quarterly report | Aug 10, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations
|
Jul 24, 2026 | Jul 24, 2026 |
| 8-K/A |
Amended current report
Shareholder vote results
|
May 27, 2026 | May 20, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 22, 2026 | May 20, 2026 |
All 1009 ChoiceOne Financial Services, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.