Q3 FY2026 · ended Sep 30, 2026 · Revenue $5.60M, -9.4% YoY · Filed Nov 5, 2026
Civista Bancshares, Inc. (CIVB) files with the SEC under industry code 6022, State Commercial Banks. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $5.6 million and net income of $16.0 million. As of Sep 30, 2026 it held $705.0 million in cash and investments and $2.3 million in total debt.
Revenue
$5.60M
-9.4% vs year-ago quarter
Net income
$16.02M
+25.5% vs year-ago quarter
Operating cash flow
$27.58M
+45.4% vs year-ago quarter
Free cash flow
$3.45M
EPS
$0.77
+13.2% vs year-ago quarter
Dividend per share
None
Shares outstanding
20.71M
+7.2% vs year-ago quarter
Net cash
$702.62M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- State Commercial Banks (SIC 6022)
- Listed as
- CIVB (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- OH
- Headquarters
- Sandusky, OH
- SEC filer status
- Accelerated filer
- SEC CIK
- 944745
- Former names
- FIRST CITIZENS BANC CORP /OH (until Apr 24, 2015)
Other State Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $5.6M | $5.7M | $4.8M | $3.0M | $6.2M |
| Net income | $16.0M | $14.3M | $15.0M | $12.3M | $12.8M |
| Diluted EPS | $0.77 | $0.69 | $0.72 | — | $0.68 |
| Operating cash flow | $27.6M | $17.1M | $12.2M | $9.6M | $19.0M |
| Total assets | $4.3B | $4.3B | $4.3B | $4.3B | $4.1B |
| Total liabilities | $3.8B | $3.7B | $3.7B | $3.8B | $3.6B |
| Stockholders' equity | $552.7M | $566.8M | $552.2M | $543.5M | $499.0M |
| Cash and investments | $705.0M | $729.1M | $763.3M | $759.2M | $717.4M |
| Total debt | $2.3M | $2.5M | $2.2M | $2.4M | $2.6M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Regulation FD disclosure
|
Oct 30, 2026 | Oct 30, 2026 |
| 8-K |
Current report
Officer or director change
|
Oct 23, 2026 | Oct 23, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 22, 2026 | Oct 22, 2026 |
| 8-K |
Current report
Other events
|
Oct 21, 2026 | Oct 21, 2026 |
| 8-K |
Current report
Other events
|
Oct 1, 2026 | Oct 1, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Sep 18, 2026 | Sep 18, 2026 |
All 1000 Civista Bancshares, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.