Q3 FY2026 · ended Sep 30, 2026 · Revenue $3.05B, -18.2% YoY · Filed Oct 26, 2026
Cincinnati Financial Corporation (CINF) files with the SEC under industry code 6331, Fire, Marine & Casualty Insurance. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $3.0 billion and net income of $459.0 million. Free cash flow was $787.0 million. As of Sep 30, 2026 it held $1.4 billion in cash and investments and $791.0 million in total debt.
Revenue
$3.05B
-18.2% vs year-ago quarter
Net income
$459.00M
-59.1% vs year-ago quarter
Operating cash flow
$791.00M
-29.0% vs year-ago quarter
Free cash flow
$787.00M
-29.0% vs year-ago quarter
EPS
$2.96
-58.4% vs year-ago quarter
Dividend per share
$0.94
+8.0% vs year-ago quarter
Shares outstanding
153.51M
-1.6% vs year-ago quarter
Net cash
$589.00M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Fire, Marine & Casualty Insurance (SIC 6331)
- Listed as
- CINF (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- OH
- Headquarters
- Fairfield, OH
- SEC filer status
- Large accelerated filer
- SEC CIK
- 20286
Other Fire, Marine & Casualty Insurance companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $3.0B | $4.3B | $2.9B | $3.1B | $3.7B |
| Net income | $459.0M | $1.3B | $274.0M | $676.0M | $1.1B |
| Diluted EPS | $2.96 | $8.05 | $1.75 | $4.29 | $7.11 |
| Operating cash flow | $791.0M | $700.0M | $656.0M | $947.0M | $1.1B |
| Free cash flow | $787.0M | $698.0M | $654.0M | $939.0M | $1.1B |
| Total assets | $42.6B | $43.2B | $41.2B | $41.0B | $40.6B |
| Total liabilities | $26.4B | $26.6B | $25.5B | $25.1B | $25.2B |
| Stockholders' equity | $16.2B | $16.7B | $15.7B | $15.9B | $15.4B |
| Cash and investments | $1.4B | $1.9B | $1.3B | $148.0M | $1.6B |
| Total debt | $791.0M | $791.0M | $791.0M | $790.0M | $790.0M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Oct 26, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations
|
Oct 26, 2026 | Oct 26, 2026 |
| 8-K |
Current report
Material agreement, New debt
|
Sep 28, 2026 | Sep 25, 2026 |
| 8-K |
Current report
Regulation FD disclosure, Other events
|
Aug 25, 2026 | Aug 21, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Aug 21, 2026 | Aug 21, 2026 |
| 10-Q | Quarterly report | Jul 27, 2026 | Jun 30, 2026 |
All 1012 Cincinnati Financial Corporation SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.