Q3 FY2026 · ended Sep 30, 2026 · Revenue $462.00M, +2.2% YoY · Filed Oct 28, 2026
Citizens Financial Group INC/RI (CFG) files with the SEC under industry code 6022, State Commercial Banks. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $462.0 million and net income of $636.0 million. As of Sep 30, 2026 it held $13.0 billion in cash and investments and $17.8 billion in total debt.
Revenue
$462.00M
+2.2% vs year-ago quarter
Net income
$636.00M
+28.7% vs year-ago quarter
Operating cash flow
$453.00M
-73.3% vs year-ago quarter
Free cash flow
—
EPS
$1.41
+34.3% vs year-ago quarter
Dividend per share
$0.46
+9.5% vs year-ago quarter
Shares outstanding
419.20M
-2.4% vs year-ago quarter
Net cash
$-4.87B
Q3 FY2026
Operating margin
—
Company profile
- Industry
- State Commercial Banks (SIC 6022)
- Listed as
- CFG (NYSE), CFG-PE (NYSE), CFG-PH (NYSE), CFG-PI (NYSE)
- Fiscal year ends
- December 31
- Incorporated in
- DE
- Headquarters
- Providence, RI
- SEC filer status
- Large accelerated filer
- SEC CIK
- 759944
- Former names
- CITIZENS FINANCIAL GROUP INC/DE (until Feb 8, 2000)
Other State Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $462.0M | $451.0M | $415.0M | $433.0M | $452.0M |
| Net income | $636.0M | $587.0M | $517.0M | $528.0M | $494.0M |
| Diluted EPS | $1.41 | $1.30 | $1.13 | $1.13 | $1.05 |
| Operating cash flow | $453.0M | $726.0M | $237.0M | -$158.0M | $1.7B |
| Total assets | $234.5B | $233.8B | $227.9B | $226.4B | $222.7B |
| Total liabilities | $209.3B | $207.7B | $201.7B | $200.0B | $196.9B |
| Stockholders' equity | $25.2B | $26.2B | $26.2B | $26.3B | $25.8B |
| Cash and investments | $13.0B | $12.8B | $12.3B | $12.7B | $11.7B |
| Total debt | $17.8B | $16.3B | $12.3B | $12.3B | $10.7B |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Auditor change
|
Oct 30, 2026 | Oct 28, 2026 |
| 10-Q | Quarterly report | Oct 28, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 16, 2026 | Oct 16, 2026 |
| 8-K |
Current report
Bylaw or fiscal year change
|
Oct 8, 2026 | Oct 6, 2026 |
| 10-Q | Quarterly report | Aug 3, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Change to shareholder rights, Bylaw or fiscal year change, Other events
|
Jul 31, 2026 | Jul 27, 2026 |
All 1001 Citizens Financial Group INC/RI SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.