Q3 FY2026 · ended Sep 30, 2026 · Revenue $27.91M, +1.7% YoY · Filed Nov 4, 2026
Cass Information Systems, Inc. (CASS) files with the SEC under industry code 7389, Services-Business Services, NEC. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $27.9 million and net income of $10.6 million. Free cash flow was $2.7 million. As of Sep 30, 2026 it held $488.9 million in cash and investments and $4.2 million in total debt.
Revenue
$27.91M
+1.7% vs year-ago quarter
Net income
$10.57M
+16.1% vs year-ago quarter
Operating cash flow
$4.33M
-64.9% vs year-ago quarter
Free cash flow
$2.66M
-76.4% vs year-ago quarter
EPS
$0.81
+19.1% vs year-ago quarter
Dividend per share
$0.32
+3.2% vs year-ago quarter
Shares outstanding
12.80M
-2.2% vs year-ago quarter
Net cash
$484.79M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Services-Business Services, NEC (SIC 7389)
- Listed as
- CASS (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- MO
- Headquarters
- St. Louis, MO
- SEC filer status
- Accelerated filer
- SEC CIK
- 708781
- Former names
- CASS COMMERCIAL CORP (until Jan 24, 2001)
Other Services-Business Services, NEC companies
- Visa Inc. V
- Mastercard Inc MA
- Alibaba Group Holding Ltd BABA
- Accenture plc ACN
- Uber Technologies, Inc UBER
- PDD Holdings Inc. PDD
- Mercadolibre Inc MELI
- DoorDash, Inc. DASH
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $27.9M | $27.4M | $26.5M | $26.6M | $27.4M |
| Net income | $10.6M | $10.6M | $8.8M | $8.2M | $9.1M |
| Diluted EPS | $0.81 | $0.81 | $0.67 | $0.62 | $0.68 |
| Operating cash flow | $4.3M | $16.9M | $14.5M | $4.8M | $12.3M |
| Free cash flow | $2.7M | $13.8M | $12.7M | $4.1M | $11.3M |
| Total assets | $2.6B | $2.5B | $2.5B | $2.6B | $2.5B |
| Total liabilities | $2.3B | $2.3B | $2.3B | $2.4B | $2.2B |
| Stockholders' equity | $226.0M | $244.7M | $241.8M | $243.0M | $243.4M |
| Cash and investments | $488.9M | $415.8M | $453.8M | $758.4M | $486.6M |
| Total debt | $4.2M | $4.1M | $4.3M | $4.5M | $4.7M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 4, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Results of operations, Other events
|
Oct 22, 2026 | Oct 20, 2026 |
| 8-K |
Current report
Officer or director change
|
Oct 8, 2026 | Oct 7, 2026 |
| 10-Q | Quarterly report | Aug 5, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Other events
|
Jul 23, 2026 | Jul 21, 2026 |
| 10-Q | Quarterly report | May 5, 2026 | Mar 31, 2026 |
All 1001 Cass Information Systems, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.