Q3 FY2026 · ended Jun 30, 2026 · Revenue $189.64M, -3.1% YoY · Filed Aug 6, 2026
Pathward Financial, Inc. (CASH) files with the SEC under industry code 6021, National Commercial Banks. In Q3 of fiscal 2026, the quarter ended Jun 30, 2026, it reported revenue of $189.6 million and net income of $29.0 million. Free cash flow was $48.6 million. As of Jun 30, 2026 it held $149.4 million in cash and investments and $223.8 million in total debt.
Revenue
$189.64M
-3.1% vs year-ago quarter
Net income
$28.97M
-31.3% vs year-ago quarter
Operating cash flow
$51.95M
+71.1% vs year-ago quarter
Free cash flow
$48.57M
+75.4% vs year-ago quarter
EPS
$1.37
-24.3% vs year-ago quarter
Dividend per share
$0.05
+0.0% vs year-ago quarter
Shares outstanding
20.77M
-8.8% vs year-ago quarter
Net cash
$-74.36M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- CASH (Nasdaq)
- Fiscal year ends
- September 30
- Incorporated in
- DE
- Headquarters
- Sioux Falls, SD
- SEC filer status
- Large accelerated filer
- SEC CIK
- 907471
- Former names
- META FINANCIAL GROUP INC (until Jul 13, 2022); FIRST MIDWEST FINANCIAL INC (until Feb 3, 2005)
Other National Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Jun 30, 2026 |
Q2 FY2026 Mar 31, 2026 |
Q1 FY2026 Dec 31, 2025 |
Q4 FY2025 Sep 30, 2025 |
Q3 FY2025 Jun 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $189.6M | $276.3M | $173.1M | $186.7M | $195.8M |
| Net income | $29.0M | $72.9M | $35.2M | $38.8M | $42.1M |
| Diluted EPS | $1.37 | $3.35 | $1.57 | $1.69 | $1.81 |
| Operating cash flow | $52.0M | $232.9M | $108.3M | $303.7M | $30.4M |
| Free cash flow | $48.6M | $230.6M | $104.1M | $300.3M | $27.7M |
| Total assets | $7.3B | $7.1B | $7.6B | $7.2B | $7.2B |
| Total liabilities | $6.5B | $6.3B | $6.7B | $6.3B | $6.4B |
| Stockholders' equity | $850.9M | $851.5M | $854.5M | $858.0M | $819.0M |
| Cash and investments | $149.4M | $157.6M | $331.2M | $120.6M | $258.3M |
| Total debt | $223.8M | $82.7M | $56.7M | $66.5M | $172.9M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Oct 21, 2026 | Oct 21, 2026 |
| 8-K |
Current report
Officer or director change
|
Sep 17, 2026 | Sep 14, 2026 |
| 8-K |
Current report
Other events
|
Aug 20, 2026 | Aug 20, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Results of operations, Regulation FD disclosure
|
Jul 22, 2026 | Jul 22, 2026 |
| 8-K |
Current report
Other events
|
May 21, 2026 | May 21, 2026 |
All 1004 Pathward Financial, Inc. SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.