In fiscal 2025, which ended Sep 30, 2025, Pathward Financial, Inc. reported revenue of $839.9 million, up 5.3% from the year before. Net income was $185.9 million, a profit margin of 22.1%. Diluted earnings per share were $7.87. Over the twelve months ended Jun 30, 2026, revenue was $825.8 million and net income was $175.8 million. Across the 7 fiscal years shown, revenue grew from $486.8 million in fiscal 2019 to $839.9 million in fiscal 2025, about 9.5% a year.
USD in millions, except per-share amounts and margins. The percent under a figure is the change from the year before.
| Line |
FY 2026
Jun 30, 2026
|
FY 2025
Sep 30, 2025
|
FY 2024
Sep 30, 2024
|
FY 2023
Sep 30, 2023
|
FY 2022
Sep 30, 2022
|
FY 2021
Sep 30, 2021
|
FY 2020
Sep 30, 2020
|
FY 2019
Sep 30, 2019
|
FY 2018
Sep 30, 2018
|
FY 2017
Sep 30, 2017
|
FY 2016
Sep 30, 2016
|
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
826
-0.8%
|
840
+5.3%
|
797
+9.6%
|
728
+21.1%
|
601
+9.3%
|
550
+10.2%
|
499
+2.5%
|
487
|
—
|
—
|
—
|
| Selling, general and administrative |
—
|
0
|
—
|
—
|
—
|
—
|
—
|
3
+0.5%
|
3
+26.3%
|
2
+7.4%
|
2
+28.3%
|
| Pretax income |
210
-0.8%
|
223
+2.0%
|
219
+41.0%
|
155
-14.0%
|
180
+15.2%
|
156
+36.0%
|
115
+17.4%
|
98
+70.6%
|
57
+4.1%
|
55
+42.1%
|
39
+99.9%
|
| Income tax |
34
+11.1%
|
36
+6.3%
|
34
+255.8%
|
10
-63.4%
|
26
+144.8%
|
11
+89.0%
|
6
+267.8%
|
-3
-165.9%
|
5
-50.0%
|
10
+82.7%
|
6
+309.5%
|
| Net income |
176
-2.6%
|
186
+1.4%
|
183
+27.9%
|
143
-5.2%
|
151
+6.7%
|
142
+35.3%
|
105
+8.0%
|
97
+87.9%
|
52
+14.9%
|
45
+35.2%
|
33
+84.0%
|
| Net income to common |
176
-2.3%
|
185
+2.0%
|
182
+28.6%
|
141
-5.1%
|
149
+6.9%
|
139
|
—
|
—
|
0
-30.8%
|
0
|
—
|
| Basic EPS |
8.01
+6.5%
|
7.91
+9.7%
|
7.21
+37.1%
|
5.26
+3.3%
|
5.09
+16.2%
|
4.38
+49.0%
|
2.94
+18.1%
|
2.49
+48.2%
|
1.68
+3.7%
|
1.62
+23.7%
|
1.31
-51.1%
|
| Diluted EPS |
7.96
+6.3%
|
7.87
+9.3%
|
7.20
+37.4%
|
5.24
+2.9%
|
5.09
+16.2%
|
4.38
+49.0%
|
2.94
+18.1%
|
2.49
+49.1%
|
1.67
+3.7%
|
1.61
+23.8%
|
1.30
-51.1%
|
| Weighted average shares, basic |
22
-8.2%
|
23
-7.0%
|
25
-6.2%
|
27
-8.2%
|
29
-7.9%
|
32
-8.9%
|
35
-8.2%
|
38
+23.4%
|
31
+10.8%
|
28
+8.8%
|
25
+275.3%
|
| Weighted average shares, diluted |
22
-8.1%
|
24
-6.7%
|
25
-6.4%
|
27
-7.9%
|
29
-7.9%
|
32
-8.8%
|
35
-8.3%
|
38
|
—
|
—
|
8
+24.8%
|
| Other measures | |||||||||||
| Depreciation and amortization |
—
|
10
-5.9%
|
10
-8.1%
|
11
-1.8%
|
11
+17.7%
|
10
+4.3%
|
9
+7.0%
|
9
+50.9%
|
6
+3.6%
|
6
+1.9%
|
5
+17.4%
|
| Margins | |||||||||||
| Pretax margin |
25.49%
|
26.56%
|
27.42%
|
21.31%
|
29.99%
|
28.45%
|
23.05%
|
20.12%
|
—
|
—
|
—
|
| Profit margin |
21.30%
|
22.13%
|
22.98%
|
19.69%
|
25.14%
|
25.77%
|
20.99%
|
19.93%
|
—
|
—
|
—
|
| Effective tax rate |
16.02%
|
16.26%
|
15.60%
|
6.18%
|
14.53%
|
6.84%
|
4.92%
|
-3.44%
|
8.91%
|
18.55%
|
14.43%
|
How these figures are calculated
Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and margins. Weighted average shares are in millions. Interest expense and finance costs are positive costs. A negative amount on a gain (loss) or income (expense) line is a loss or an expense. EBITDA is operating income plus depreciation and amortization. Interest coverage is operating income divided by interest expense. The first column is the trailing twelve months through the latest quarter. More on our methodology.
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Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- CASH (Nasdaq)
- Fiscal year ends
- September 30
- Incorporated in
- DE
- Headquarters
- Sioux Falls, SD
- SEC filer status
- Large accelerated filer
- SEC CIK
- 907471
- Former names
- META FINANCIAL GROUP INC (until Jul 13, 2022); FIRST MIDWEST FINANCIAL INC (until Feb 3, 2005)
Other National Commercial Banks companies
Source: SEC EDGAR filings. This is company-reported data, not investment advice.