Ballston Spa Bancorp, Inc. balance sheet BSPA

As of Jun 30, 2026, Ballston Spa Bancorp, Inc. had total assets of $1.4 billion and total liabilities of $1.3 billion. Stockholders' equity was $94.9 million. Cash and investments were $93.1 million.

USD in millions, except ratios and per-share amounts. The percent under a figure is the change from the year before.

Line
FY 2026
Jun 30, 2026
Assets
Cash
93
Cash and investments
93
Property and equipment, net
19
Goodwill
2
Total assets
1,365
Liabilities and equity
Total liabilities
1,270
Stockholders' equity
95
How these figures are calculated

Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except ratios and per-share amounts. Cash and investments adds short-term and long-term marketable securities to cash. Debt due within a year is the borrowings that are not already in long-term debt. Total debt is those borrowings plus lease liabilities. Net cash is cash and investments minus total debt. Return on equity and return on assets divide the trailing twelve months of net income by the balance on that date. Debt to EBITDA uses the trailing twelve months of EBITDA. The first column is the latest balance sheet when it is newer than the latest fiscal year. More on our methodology.

Company profile

Industry
State Commercial Banks (SIC 6022)
Listed as
BSPA (OTC)
Fiscal year ends
December 31
Incorporated in
NY
Headquarters
Ballston Spa, NY
SEC filer status
, Emerging growth company
SEC CIK
2094107

Other State Commercial Banks companies

Source: SEC EDGAR filings. This is company-reported data, not investment advice.