Q3 FY2026 · ended Sep 30, 2026 · Revenue $775.85M, +60.1% YoY · Filed Nov 5, 2026
Atlanticus Holdings Corp (ATLC) files with the SEC under industry code 6141, Personal Credit Institutions. In Q3 of fiscal 2026, the quarter ended Sep 30, 2026, it reported revenue of $775.8 million and net income of $95.3 million. As of Sep 30, 2026 it held $600.5 million in cash and investments and $22.4 million in total debt.
Revenue
$775.85M
+60.1% vs year-ago quarter
Net income
$95.35M
+281.8% vs year-ago quarter
Operating cash flow
$253.27M
+135.7% vs year-ago quarter
Free cash flow
—
EPS
$4.87
+302.5% vs year-ago quarter
Dividend per share
None
Shares outstanding
15.35M
+1.4% vs year-ago quarter
Net cash
$578.11M
Q3 FY2026
Operating margin
—
Company profile
- Industry
- Personal Credit Institutions (SIC 6141)
- Listed as
- ATLC (Nasdaq), ATLCL (Nasdaq), ATLCP (Nasdaq), ATLCZ (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- GA
- Headquarters
- Atlanta, GA
- SEC filer status
- Accelerated filer
- SEC CIK
- 1464343
- Former names
- CompuCredit Holdings Corp (until Nov 30, 2012)
Other Personal Credit Institutions companies
- Affirm Holdings, Inc. AFRM
- OneMain Holdings, Inc. OMF
- Credit Acceptance Corp CACC
- Nelnet Inc NNI
- Enova International, Inc. ENVA
- Bread Financial Holdings, Inc. BFH
- SLM Corp SLM
- Happen, Inc. HAPN
Key figures
Fiscal-year totals from the annual reports; switch to Annual for the full-year view. Balance sheet lines are as of each year end.
| Line | Q3 FY2026 Sep 30, 2026 |
Q2 FY2026 Jun 30, 2026 |
Q1 FY2026 Mar 31, 2026 |
Q4 FY2025 Dec 31, 2025 |
Q3 FY2025 Sep 30, 2025 |
|---|---|---|---|---|---|
| Revenue | $775.8M | $103.7M | $71.9M | $86.2M | $484.7M |
| Net income | $95.3M | $49.7M | $44.2M | $35.1M | $25.0M |
| Diluted EPS | $4.87 | $2.50 | $2.23 | $1.72 | $1.21 |
| Operating cash flow | $253.3M | $276.9M | $286.3M | $266.3M | $107.5M |
| Total assets | $7.8B | $7.5B | $7.5B | $7.6B | $7.1B |
| Total liabilities | $6.9B | $6.8B | $6.8B | $7.0B | $6.5B |
| Stockholders' equity | $811.9M | $701.9M | $648.4M | $608.7M | $589.3M |
| Cash and investments | $600.5M | $555.2M | $651.1M | $618.6M | $421.0M |
| Total debt | $22.4M | $23.6M | $24.5M | $23.8M | $25.9M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 10-Q | Quarterly report | Nov 5, 2026 | Sep 30, 2026 |
| 8-K |
Current report
Other events
|
Oct 6, 2026 | Oct 6, 2026 |
| 8-K |
Current report
Other events
|
Sep 17, 2026 | Sep 17, 2026 |
| 10-Q | Quarterly report | Aug 6, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Shareholder vote results
|
May 13, 2026 | May 7, 2026 |
| 10-Q | Quarterly report | May 7, 2026 | Mar 31, 2026 |
All 726 Atlanticus Holdings Corp SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.