FY2025 · ended Dec 31, 2025 · Revenue $14.63M, -6.3% YoY · Filed Mar 18, 2026
Ameriserv Financial Inc /PA/ (ASRV) files with the SEC under industry code 6021, National Commercial Banks. In fiscal 2025, which ended Dec 31, 2025, it reported revenue of $14.6 million and net income of $5.6 million. As of Jun 30, 2026 it held $28.0 million in cash and investments and $3.7 million in total debt.
Revenue (TTM)
$15.04M
+1.9% vs year-ago TTM
Net income (TTM)
$8.52M
+130.3% vs year-ago TTM
Operating cash flow (TTM)
$1.89M
-48.5% vs year-ago TTM
Free cash flow
—
EPS (TTM)
$0.51
+127.3% vs year-ago TTM
Dividend per share (TTM)
$0.12
+0.0% vs year-ago TTM
Shares outstanding
16.96M
+2.7% vs prior year
Net cash
$24.31M
as of Jun 30, 2026
Operating margin
—
Company profile
- Industry
- National Commercial Banks (SIC 6021)
- Listed as
- ASRV (Nasdaq)
- Fiscal year ends
- December 31
- Incorporated in
- PA
- Headquarters
- Johnstown, PA
- SEC filer status
- Non-accelerated filer, Smaller reporting company
- SEC CIK
- 707605
- Former names
- USBANCORP INC /PA/ (until May 1, 2001)
Other National Commercial Banks companies
Key figures
Fiscal-year totals from the annual reports. Balance sheet lines are as of each year end.
| Line | FY 2025 Dec 31, 2025 |
FY 2024 Dec 31, 2024 |
FY 2023 Dec 31, 2023 |
FY 2022 Dec 31, 2022 |
FY 2021 Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $14.6M | $15.6M | $14.5M | $14.7M | $15.0M |
| Net income | $5.6M | $3.6M | -$3.3M | $7.4M | $7.1M |
| Diluted EPS | $0.34 | $0.21 | -$0.20 | $0.43 | $0.41 |
| Operating cash flow | $3.2M | $2.7M | $6.3M | $5.2M | $9.9M |
| Total assets | $1.5B | $1.4B | $1.4B | $1.4B | $1.3B |
| Total liabilities | $1.3B | $1.3B | $1.3B | $1.3B | $1.2B |
| Stockholders' equity | $119.3M | $107.2M | $102.3M | $106.2M | $116.5M |
| Cash and investments | $50.9M | $17.7M | $14.0M | $202.5M | $204.3M |
| Total debt | $3.9M | $18.9M | $44.3M | $92.0M | $3.6M |
Recent SEC filings
| Form | Description | Filed | Period |
|---|---|---|---|
| 8-K |
Current report
Other events
|
Oct 22, 2026 | Oct 22, 2026 |
| 8-K |
Current report
Results of operations, Other events
|
Oct 20, 2026 | Oct 20, 2026 |
| 10-Q | Quarterly report | Aug 14, 2026 | Jun 30, 2026 |
| 8-K |
Current report
Shareholder vote results
|
Jul 24, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Regulation FD disclosure
|
Jul 23, 2026 | Jul 23, 2026 |
| 8-K |
Current report
Results of operations, Other events
|
Jul 21, 2026 | Jul 21, 2026 |
All 1005 Ameriserv Financial Inc /PA/ SEC filings
Source: SEC EDGAR filings. This is company-reported data, not investment advice.