Enact Holdings, Inc. cash flow statement ACT

In fiscal 2025, which ended Dec 31, 2025, Enact Holdings, Inc. generated $724.5 million of cash from operations, up 5.6% from the year before. The company returned $120.8 million in dividends and $382.4 million in share buybacks to shareholders.

USD in millions, except per-share amounts and ratios. The percent under a figure is the change from the year before.

Line
FY 2026
Sep 30, 2026
FY 2025
Dec 31, 2025
FY 2024
Dec 31, 2024
FY 2023
Dec 31, 2023
FY 2022
Dec 31, 2022
FY 2021
Dec 31, 2021
Operating
Stock-based compensation
21
+15.6%
19
+1.3%
19
+22.9%
15
+54.6%
10
+560.6%
1
Operating cash flow
713
+1.2%
725
+5.6%
686
+8.6%
632
+12.8%
561
-2.0%
572
Investing
Investing cash flow
-184
+50.6%
-226
+29.4%
-321
-39.7%
-229
-4.2%
-220
+44.8%
-399
Financing
Debt issued
—
0
-100.0%
750
—
0
0
Dividends paid
127
+6.4%
121
+8.2%
112
-47.5%
213
-15.1%
251
+25.2%
200
Stock buybacks
431
+30.7%
382
+56.7%
244
+178.0%
88
+5628.6%
2
—
Financing cash flow
-567
-23.1%
-515
-34.8%
-382
-27.0%
-301
-19.2%
-252
-26.0%
-200
Change in cash
Effect of exchange rate
—
—
—
—
—
-0
Net change in cash
-39
+70.0%
-17
-4.2%
-16
-115.9%
102
+15.9%
88
+426.1%
-27
Per share
Dividend per share
0.90
0.81
+14.0%
0.71
—
—
—
Shareholder returns
Returned to shareholders
558
503
356
301
252
200
Ratios
Stock-based compensation to revenue
1.66%
1.54%
1.56%
1.32%
0.90%
0.13%
Cash conversion
—
1.07x
—
—
—
1.05x
How these figures are calculated

Annual columns are full-year amounts from the annual report (Form 10-K, 20-F, or 40-F). If a company restates a year, the latest filed number is shown. USD in millions, except per-share amounts and ratios. Capital expenditures, debt repaid, dividends, and buybacks are positive amounts. Investing and financing cash flow keep the filing sign, so an outflow is negative. Free cash flow is operating cash flow minus capital expenditures. The first column is the trailing twelve months through the latest quarter. Returned to shareholders is dividends plus buybacks. Free cash flow margin, capital expenditures, and stock-based compensation are divided by revenue. Cash conversion is operating cash flow divided by net income. More on our methodology.

Company profile

Industry
Insurance Agents, Brokers & Service (SIC 6411)
Listed as
ACT (Nasdaq)
Fiscal year ends
December 31
Incorporated in
DE
Headquarters
Raleigh, NC
SEC filer status
Large accelerated filer
SEC CIK
1823529
Former names
Genworth Mortgage Holdings, Inc. (until May 4, 2021)

Other Insurance Agents, Brokers & Service companies

Source: SEC EDGAR filings. This is company-reported data, not investment advice.